Shared ownership

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Shared ownership

1/12

2 bed flat for sale Spath Lane, Handforth, SK9

OIRO

£55,000

Added on 27/10/2026

Shared ownershipRetirement home

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Leasehold

Key features

No Chain
Shared Ownership
Two Bedroom Apartment
Ground Floor
Popular Development
Retirement Living
Communal Gardens

About this property

Agents Notes - HMRC Directive

To be able to sell or purchase a property in the United Kingdom all agents have a legal requirement to conduct Identity checks on all customers involved in the transaction to fulfil their obligations under Anti Money Laundering regulations. We outsource this check to a third party and a charge will apply. Ask the branch for further details.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,746
Band B

£2,037
Band C

£2,328
Band D

£2,619
Band E

£3,201
Band F

£3,783
Band G

£4,365
Band H

£5,238

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Stockport, 2026/27 bills run from £1,746 a year in band A to £5,238 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Stockport, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

October 2026 £55,000

2 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Location

Spath Lane, Handforth, SK9

Open map Street View

Mortgage and stamp duty

Property price £55,000

£28k £83k

Deposit11% £6,000

£0 £55k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £49,000 mortgage. Most lenders would want a household income of about £11,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Apartment 48, Oakmere, Spath Lane Flat / maisonette	Flat / maisonette	Dec 2024	732 sq ft £123/sq ft	732 sq ft	£123	£90,000
Apartment 22, Oakmere, Spath Lane Flat / maisonette	Flat / maisonette	Dec 2024	657 sq ft £267/sq ft	657 sq ft	£267	£175,000
Apartment 46, Oakmere, Spath Lane Flat / maisonette · new build	Flat / maisonette · new build	Jun 2024	635 sq ft £276/sq ft	635 sq ft	£276	£175,000
Apartment 22, Oakmere, Spath Lane Flat / maisonette	Flat / maisonette	Mar 2024	657 sq ft £263/sq ft	657 sq ft	£263	£172,500
Apartment 38, Oakmere, Spath Lane Flat / maisonette	Flat / maisonette	Jan 2024	635 sq ft £143/sq ft	635 sq ft	£143	£90,500
Apartment 21, Oakmere, Spath Lane Flat / maisonette	Flat / maisonette	Oct 2023	753 sq ft £232/sq ft	753 sq ft	£232	£175,000
Apartment 40, Oakmere, Spath Lane Flat / maisonette	Flat / maisonette	Jul 2023	753 sq ft £252/sq ft	753 sq ft	£252	£190,000
Apartment 25, Oakmere, Spath Lane Flat / maisonette	Flat / maisonette	May 2023	753 sq ft £229/sq ft	753 sq ft	£229	£172,500