1/19
£450,000
Terraced · 3 beds · 1 bath · 935 sq ft
Spencer Road, Mitcham, CR4
0.03 miles away
1/20
1/20
2 bed house for sale Spencer Road, Mitcham, CR4
Asking price
£400,000
Reduced on 28/09/2026
Reduced on 28/09/2026
- Type
- Terraced
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- £587 per sq ft
- Tenure
- Freehold
EPC Energy rating band E 44 potential C
Key features
- End Terrace House
- DriveWay
- 2 Double Bedrooms
- Close to Amenities
- Close to Mitcham Eastfield Station
- Downstairs Bathroom
- Well maintained Rear Garden
- Residential Road
About this property
This impressive end terrace house offers the perfect combination of space, comfort, and convenience. Situated in a residential area, the property is well suited to families, professionals, and commuters looking for excellent transport links while enjoying a welcoming community atmosphere.
The house comes with two double bedrooms and also provides ample of space for relaxation, home working, or growing families. The bright and airy living areas create an inviting environment for both everyday living and entertaining guests.
Floorplan
Energy performance
Energy rating band E 44
Current
Potential
92+
A
81-91
B
69-80
C
Potential rating: 80 C
55-68
D
39-54
E
Current rating: 44 E
21-38
F
1-20
G
This home is rated band E, scoring 44 out of 100. The average British home is band D. Its certificate says it could reach band C (80) if the improvements it recommends were carried out.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,431
- Band B£1,670
- Band C£1,908
- Band D£2,147
- Band E£2,624
- Band F£3,101
- Band G£3,578
- Band H£4,294
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Merton, 2026/27 bills run from £1,431 a year in band A to £4,294 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Merton, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Property timeline
- ReducedSeptember 2026 £400,000
Was £425,000
- ListedSeptember 2026 £425,000
2 beds · 1 bath · this listing
Past sales can't be shown: the agent hasn't given the house number.
Price guide
100 comparables · within 2.4 milesCheaper than 66% of the 2-bed houses for sale nearby right now.
This home, £400,000 Median £450,000 · £350,000 – £677,500
Per square foot
£587 3% under
2-bed houses nearby £607
Against sold prices
15% over
CR4 sold median £510 / sq ft, 753 sales
Compared with 100 2-bed houses for sale within 2.4 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CR4 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CR4 →
Location
Spencer Road, Mitcham, CR4
Mortgage and stamp duty
Property price £400,000
£200k £600k
Deposit10% £40,000
£0 £400k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £360,000 mortgage. Most lenders would want a household income of about £80,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 2, Spencer Road Flat / maisonette | Flat / maisonette | May 2025 | 1,163 sq ft £374/sq ft | 1,163 sq ft | £374 | £435,000 |
| 64, Spencer Road Terraced | Terraced | Feb 2025 | 786 sq ft £516/sq ft | 786 sq ft | £516 | £405,500 |
| 78, Spencer Road Terraced | Terraced | Apr 2024 | 883 sq ft £453/sq ft | 883 sq ft | £453 | £400,000 |
| 14, Spencer Road Flat / maisonette | Flat / maisonette | Nov 2022 | 517 sq ft £455/sq ft | 517 sq ft | £455 | £235,000 |
| 38, Spencer Road Flat / maisonette | Flat / maisonette | Jun 2022 | 484 sq ft £413/sq ft | 484 sq ft | £413 | £200,000 |
| 8, Spencer Road Flat / maisonette | Flat / maisonette | Feb 2022 | 893 sq ft £381/sq ft | 893 sq ft | £381 | £340,000 |
| 2, Spencer Road Flat / maisonette | Flat / maisonette | Sept 2021 | 1,163 sq ft £345/sq ft | 1,163 sq ft | £345 | £401,000 |
| 24, Spencer Road Flat / maisonette | Flat / maisonette | Jun 2021 | 1,109 sq ft £314/sq ft | 1,109 sq ft | £314 | £348,000 |
Area insights
The neighbourhood around this property.
Marketed by
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