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2 bed flat for sale Millbank Gardens, Bolton, BL1

Asking price
£125,000
Miller Metcalfe Rochdale Estate Agents logo

Added on 16/10/2026

Type
Flat
Bedrooms
2
Bathrooms
1
Size
£235 per sq ft
Tenure
Leasehold

Key features

  • Bright & Airy Two Bedroom First Floor Apartment
  • Private Front Door With Separate Staircase Access
  • Allocated Parking - No Onward Chain
  • Quiet Smithills Development With Well-Kept Communal Gardens

About this property

Two Bedroom First Floor Apartment | Private Front Door & Separate Entrance | 845 Year Lease With Minimal Service Charge | No Onward Chain

Situated within Millbank Gardens, a small and well-regarded development just off Ivy Road, this bright and airy two bedroom first floor apartment offers an excellent opportunity for a first-time buyer, young couple or buy-to-let investor. One of the standout features is the private front door with its own staircase leading to the first floor, offering a degree of independence that sets it apart from many conventional apartment developments.

Floorplan

Council tax

Ask agent
Per year
  • Band A
    £1,600
  • Band B
    £1,866
  • Band C
    £2,133
  • Band D
    £2,400
  • Band E
    £2,933
  • Band F
    £3,466
  • Band G
    £4,000
  • Band H
    £4,799

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Bolton, 2026/27 bills run from £1,600 a year in band A to £4,799 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Bolton, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

  1. Listed
    October 2026 £125,000

    2 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

31 comparables · within 2.6 miles

Cheaper than 84% of the 2-bed flats for sale nearby right now.

This home, £125,000 Median £160,000 · £93,000 – £210,000
Per square foot
£235 55% over
2-bed flats nearby £152
Against sold prices
9% over
BL1 sold median £216 / sq ft, 1,321 sales

Compared with 31 2-bed flats for sale within 2.6 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in BL1 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in BL1 →

Location

Millbank Gardens, Bolton, BL1

Mortgage and stamp duty

Property price £125,000
£62k £188k
Deposit10% £13,000
£0 £125k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £112,000 mortgage. Most lenders would want a household income of about £25,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
5, Millbank Gardens Flat / maisonetteJun 2021603 sq ft £191/sq ft£115,000
2, Millbank Gardens Flat / maisonetteJun 2018603 sq ft £158/sq ft£95,000
3, Millbank Gardens Flat / maisonetteJan 2016635 sq ft £154/sq ft£97,500
10, Millbank Gardens Flat / maisonetteApr 2010420 sq ft £219/sq ft£92,000
9, Millbank Gardens Flat / maisonetteApr 2007517 sq ft £225/sq ft£116,000
4, Millbank Gardens Flat / maisonetteSept 2006624 sq ft £178/sq ft£111,000
3, Millbank Gardens Flat / maisonetteNov 2003635 sq ft £124/sq ft£78,500
2, Millbank Gardens Flat / maisonetteMay 2003603 sq ft £125/sq ft£75,350

All sold prices in Bolton →

Area insights

The neighbourhood around this property.

Marketed by
Miller Metcalfe Rochdale Estate Agents, Bolton
Burnden House, 2-10 Bradshawgate, Bolton
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