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3 bed house for sale Whitecraigs Gardens, Hamilton, ML3

Offers over

£185,000

Reduced on 25/10/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 3
Tenure: Freehold

Highlights

From the agent's description

Private garden
Open-plan kitchen/diner
Downstairs WC
En-suite

About this property

Situated within the highly sought-after Whitecraigs Gardens development, this beautifully presented three bedroom Stewart Milne-built family home offers stylish and well proportioned accommodation over two levels, making it an ideal purchase for first-time buyers, young families and downsizers alike.

The ground floor comprises a welcoming entrance hallway, a bright and spacious living room, and a modern open-plan kitchen with dining area with both base and wall mounted units and ample storage, creating an excellent space for both everyday family life and entertaining. A convenient downstairs WC completes the accommodation on this level.

Floorplan

Council tax

Ask agent

Per year

Band A

£979
Band B

£1,142
Band C

£1,305
Band D

£1,468
Band E

£1,929
Band F

£2,386
Band G

£2,876
Band H

£3,598

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In South Lanarkshire, 2026/27 bills run from £979 a year in band A to £3,598 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Reduced

October 2026 £185,000

Was £190,000
Listed

September 2026 £190,000

3 beds · 3 baths · this listing

Price guide

20 comparables · within 3 miles

Cheaper than 65% of the 3-bed houses for sale nearby right now.

This home, £185,000 Median £197,500 · £148,500 – £249,995

Compared with 20 3-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Whitecraigs Gardens, Hamilton, ML3

Open map Street View

Mortgage and LBTT

Property price £185,000

£92k £278k

Deposit10% £19,000

£0 £185k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £166,000 mortgage. Most lenders would want a household income of about £37,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.