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1 bed flat for sale Westminster Terrace, Chester, CH4

Asking price

£110,000

Added on 24/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £223 per sq ft
Tenure: Leasehold

Key features

1 Bedroom Ground Floor Apartment
NO ONWARD CHAIN
Popular Handbridge Location

About this property

We are acting in the sale of the above property and have received an offer of £110,000 on the above property. Any interested parties must submit any higher offers in writing to the selling agent before exchange of contracts takes place

A well-presented one-bedroom ground floor flat, ideally situated in the highly sought-after Handbridge area of Chester. Offered to the market vacant and chain free, the property represents an excellent opportunity for first-time buyers, investors or those looking for a low-maintenance home in a popular location.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,678
Band B

£1,958
Band C

£2,238
Band D

£2,517
Band E

£3,077
Band F

£3,636
Band G

£4,196
Band H

£5,035

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cheshire West and Chester, 2026/27 bills run from £1,678 a year in band A to £5,035 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cheshire West and Chester, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

September 2026 £110,000

1 bed · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

20 comparables · within 1.2 miles

Cheaper than 75% of the 1-bed flats for sale nearby right now.

This home, £110,000 Median £135,000 · £54,250 – £178,500

Per square foot

£223 14% under

1-bed flats nearby £260

Against sold prices

21% under

CH4 sold median £284 / sq ft, 954 sales

Compared with 20 1-bed flats for sale within 1.2 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in CH4 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in CH4 →

Location

Westminster Terrace, Chester, CH4

Open map Street View

Mortgage and stamp duty

Property price £110,000

£55k £165k

Deposit10% £11,000

£0 £110k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £99,000 mortgage. Most lenders would want a household income of about £22,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
6, Westminster Terrace Terraced	Terraced	Dec 2023	1,076 sq ft £288/sq ft	1,076 sq ft	£288	£310,000
7, Westminster Terrace Terraced	Terraced	Dec 2022	732 sq ft £417/sq ft	732 sq ft	£417	£305,000
11, Westminster Terrace Terraced	Terraced	Jun 2018	1,163 sq ft £237/sq ft	1,163 sq ft	£237	£275,000
8, Westminster Terrace Terraced	Terraced	May 2018	1,163 sq ft £198/sq ft	1,163 sq ft	£198	£230,000
12, Westminster Terrace Terraced	Terraced	May 2016	1,012 sq ft £221/sq ft	1,012 sq ft	£221	£223,500
6, Westminster Terrace Terraced	Terraced	Jul 2015	1,076 sq ft £234/sq ft	1,076 sq ft	£234	£252,000
4, Westminster Terrace Flat / maisonette	Flat / maisonette	Aug 2013	527 sq ft £213/sq ft	527 sq ft	£213	£112,500
8, Westminster Terrace Terraced	Terraced	Apr 2010	1,163 sq ft £165/sq ft	1,163 sq ft	£165	£191,500