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4 bed house for sale High Street, Bedford, MK45

Guide Price

£450,000

Added on 23/09/2026

Type: Semi-detached
Bedrooms: 4
Size: £314 per sq ft
Tenure: Freehold

Highlights

From the agent's description

Period property
Period features
Driveway
Private garden
Utility room
Dining room
Wood burner

About this property

GUIDE PRICE £450,000 - £475,000

This imposing four-bedroom semi-detached home sits in the heart of the village and was originally three separate 19th-century cottages, now thoughtfully combined to create a spacious and versatile family home. The property is approached via a hardstanding driveway providing off-road parking for one vehicle, with an established front garden enclosed by a brick wall. A porch leads into the sitting room, featuring a multi-fuel stove set within a fireplace and an attractive tiled floor.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,677
Band B

£1,957
Band C

£2,237
Band D

£2,516
Band E

£3,075
Band F

£3,634
Band G

£4,194
Band H

£5,032

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Central Bedfordshire, 2026/27 bills run from £1,677 a year in band A to £5,032 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Central Bedfordshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

This home

£314 / sq ft

Area average (sold)

£400 / sq ft

Price per area, sold homes nearby

£310 / sq ft

£314 / sq ft

£494 / sq ft

Lowest

This home

Highest

£314 per sq ft, below the middle of recent sales in MK45 (£310–£494, 10th–90th percentile, 1,615 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 1,615 homes sold in MK45 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in MK45 →

Location

High Street, Bedford, MK45

Open map Street View

Mortgage and stamp duty

Property price £450,000

£225k £675k

Deposit10% £45,000

£0 £450k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £405,000 mortgage. Most lenders would want a household income of about £90,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
3, High Street Detached	Detached	Jun 2026	861 sq ft £424/sq ft	861 sq ft	£424	£365,000
14, High Street Semi-detached	Semi-detached	Jan 2025	1,292 sq ft £383/sq ft	1,292 sq ft	£383	£495,000
14, High Street Semi-detached	Semi-detached	Mar 2016	1,292 sq ft £259/sq ft	1,292 sq ft	£259	£335,000
15, High Street Terraced	Terraced	Jun 2015	n/a	n/a	n/a	£223,000
14, High Street Semi-detached	Semi-detached	Oct 2012	1,292 sq ft £194/sq ft	1,292 sq ft	£194	£250,000
15, High Street Terraced	Terraced	Jul 2007	n/a	n/a	n/a	£185,000
14, High Street Semi-detached	Semi-detached	Jan 2006	1,292 sq ft £135/sq ft	1,292 sq ft	£135	£175,000
3, High Street Detached · new build	Detached · new build	Nov 2005	861 sq ft £261/sq ft	861 sq ft	£261	£225,000