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3 bed flat for sale Main Street, Kinglassie Lochgelly, KY5

Offers over
£95,000
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Added on 27/09/2026

Type
Flat
Bedrooms
3
Bathrooms
1
Size
£116 per sq ft
Tenure
Freehold
Council tax Band D £1,574 a year

Key features

  • Flat
  • Three bedrooms
  • Spacious throughout
  • Move in ready
  • School within walking distance
  • Double glazing
  • Gas central heating

About this property

Fantastic opportunity to purchase this bright and spacious three-bedroom flat located in the heart of Lochgelly, Fife. Presented in true move-in ready condition, this impressive property offers an ideal home for first-time buyers, growing families, or buy-to-let investors .

The accommodation boasts generously proportioned and spacious rooms throughout, providing a comfortable and versatile living environment. The heart of the home is a sleek, modern kitchen equipped with ample storage and contemporary fixtures, perfect for cooking and entertaining.

Floorplan

Council tax

Band D £1,574 a year
Per year
  • Band A
    £1,049
  • Band B
    £1,224
  • Band C
    £1,399
  • Band D
    This home: £1,574
  • Band E
    £2,068
  • Band F
    £2,557
  • Band G
    £3,082
  • Band H
    £3,856

This home is in band D, which costs £1,574 a year in Fife for 2026/27.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on the Scottish Assessors.

Location

Main Street, Kinglassie Lochgelly, KY5

Mortgage and LBTT

Property price £95,000
£48k £143k
Deposit11% £10,000
£0 £95k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £85,000 mortgage. Most lenders would want a household income of about £19,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Area insights

The neighbourhood around this property.

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