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4 bed house for sale Havelock Street, Kettering, NN16

Offers in excess of

£195,000

Added on 26/09/2026

Type: Terraced
Bedrooms: 4
Bathrooms: 1
Tenure: Freehold

Key features

Four Bedroom HMO Compliant Mid Terraced
An Exceptional Investment Opportunity
No Onward Chain
Long Term Tenants in Situ
Income of £2090.00 PCM
Walking Distance to Kettering Town Centre
Shared Kitchen, Sitting Room and Shower Room
Main Line Rail Links

About this property

Welcome to the market a prime addition to any portfolio: a beautifully presented, four-bedroom mid-terraced House in Multiple Occupation (HMO). Offered with the distinct advantage of No Onward Chain, this property represents a seamless, hassle-free acquisition.

An Exceptional, Ready-Made Investment Opportunity - 4-Bedroom HMO with No Onward Chain

Key Highlights:

Immediate Rental Income: Generating a robust £2,090 PCM, backed by reliable, long-term tenants already in situ.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,616
Band B

£1,885
Band C

£2,155
Band D

£2,424
Band E

£2,963
Band F

£3,501
Band G

£4,040
Band H

£4,848

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In North Northamptonshire, 2026/27 bills run from £1,616 a year in band A to £4,848 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across North Northamptonshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Havelock Street, Kettering, NN16

Open map Street View

Mortgage and stamp duty

Property price £195,000

£97k £293k

Deposit10% £20,000

£0 £195k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £175,000 mortgage. Most lenders would want a household income of about £39,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
243, Havelock Street Terraced	Terraced	Nov 2025	743 sq ft £236/sq ft	743 sq ft	£236	£175,000
210, Havelock Street Terraced	Terraced	Mar 2025	958 sq ft £167/sq ft	958 sq ft	£167	£160,000
208, Havelock Street Terraced	Terraced	Jun 2024	861 sq ft £181/sq ft	861 sq ft	£181	£156,000
180, Havelock Street Terraced	Terraced	Jun 2023	850 sq ft £174/sq ft	850 sq ft	£174	£148,000
216, Havelock Street Terraced	Terraced	Nov 2022	840 sq ft £214/sq ft	840 sq ft	£214	£180,000
177, Havelock Street Terraced	Terraced	Aug 2022	969 sq ft £201/sq ft	969 sq ft	£201	£195,000
245, Havelock Street Semi-detached	Semi-detached	Apr 2022	797 sq ft £188/sq ft	797 sq ft	£188	£150,000
239, Havelock Street Terraced	Terraced	Feb 2022	818 sq ft £171/sq ft	818 sq ft	£171	£140,000