1/37

2 bed house for sale The Terrace, Torpoint, PL11

Asking price

£280,000

Added on 27/09/2026

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Tenure: Freehold

Highlights

From the agent's description

Chain free
Kitchen/diner
Utility room
En-suite

About this property

WELL PRESENTED CHARACTER COTTAGE SOLD CHAIN FREE.

Currently run as a holiday let with two en suite double bedrooms. The Cottage backs onto the 'Whitsand Bay' golf course.

Property comprises of; two bedrooms both en suite, shower room, living room, kitchen/diner and utility.

Benefitting from level gravel frontage, rear garden and store.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,727
Band B

£2,015
Band C

£2,303
Band D

£2,591
Band E

£3,167
Band F

£3,742
Band G

£4,318
Band H

£5,182

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

The Terrace, Torpoint, PL11

Open map Street View

Mortgage and stamp duty

Property price £280,000

£140k £420k

Deposit10% £28,000

£0 £280k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £252,000 mortgage. Most lenders would want a household income of about £56,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
2, The Terrace Terraced	Terraced	Jan 2020	646 sq ft £240/sq ft	646 sq ft	£240	£155,000
3, The Terrace Terraced	Terraced	Nov 2019	646 sq ft £263/sq ft	646 sq ft	£263	£170,000
5, The Terrace Semi-detached	Semi-detached	May 2015	n/a	n/a	n/a	£180,000
3, The Terrace Terraced	Terraced	Apr 2014	646 sq ft £235/sq ft	646 sq ft	£235	£151,500
5, The Terrace Terraced	Terraced	Jun 2010	n/a	n/a	n/a	£218,000
5, The Terrace Terraced	Terraced	Jul 2001	n/a	n/a	n/a	£90,000
5, The Terrace Terraced	Terraced	Jan 1999	n/a	n/a	n/a	£57,000
2, The Terrace Terraced	Terraced	Feb 1998	646 sq ft £61/sq ft	646 sq ft	£61	£39,100