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2 bed flat for sale Ruskin Road, OX16

Offers over
£200,000
Chancellors logo

Added on 15/09/2026

Type
Flat
Bedrooms
2
Bathrooms
1
Size
£285 per sq ft
Tenure
Ask agent
Council tax Band B £2,009 a year

Key features

  • Two Bedroom Duplex Apartment
  • No Chain
  • Allocated Parking
  • Ideal Location

About this property

The property benefits from an inviting entrance hallway, a bright and spacious living room, a well-equipped kitchen, and two generously-sized double bedrooms, providing comfortable accommodation for couples, small families, or professionals.

Situated just 0.2 miles from local schools and 1.2 miles from Banbury Town Centre, the apartment offers excellent access to everyday amenities, transport links, and leisure facilities.

Floorplan

Council tax

Band B £2,009 a year
Per year
  • Band A
    £1,722
  • Band B
    This home: £2,009
  • Band C
    £2,296
  • Band D
    £2,583
  • Band E
    £3,157
  • Band F
    £3,731
  • Band G
    £4,305
  • Band H
    £5,166

This home is in band B, which costs £2,009 a year in Cherwell for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cherwell, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

38 comparables · within 2.2 miles

Priced above 79% of the 2-bed flats for sale nearby right now.

This home, £200,000 Median £170,000 · £143,500 – £219,650
Per square foot
£285 11% over
2-bed flats nearby £257
Against sold prices
16% under
OX16 sold median £338 / sq ft, 1,448 sales

Compared with 38 2-bed flats for sale within 2.2 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in OX16 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in OX16 →

Location

Ruskin Road, OX16

Mortgage and stamp duty

Property price £200,000
£100k £300k
Deposit10% £20,000
£0 £200k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £180,000 mortgage. Most lenders would want a household income of about £40,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
Flat 2, Horton Court, Ruskin Road Flat / maisonetteSept 2021570 sq ft £289/sq ft£165,000
Flat 1, Horton Court, Ruskin Road Flat / maisonetteOct 2019635 sq ft £283/sq ft£180,000
Flat 3, Horton Court, Ruskin Road Flat / maisonetteAug 2014603 sq ft £224/sq ft£135,000
Flat 4, Horton Court, Ruskin Road Flat / maisonetteApr 2013581 sq ft £215/sq ft£125,000
Flat 3, Horton Court, Ruskin Road Flat / maisonette · new buildNov 2011603 sq ft £220/sq ft£132,500
1, Horton Court, Ruskin Road Flat / maisonette · new buildJun 2011635 sq ft £224/sq ft£142,500
4, Horton Court, Ruskin Road Flat / maisonette · new buildJun 2011581 sq ft £213/sq ft£124,000
5, Horton Court, Ruskin Road Flat / maisonette · new buildMay 2011689 sq ft £203/sq ft£139,995

All sales on Ruskin Road → All sold prices in Banbury →

Area insights

The neighbourhood around this property.

Marketed by
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1 Horse Fair, Banbury, Oxfordshire
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