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2 bed house for sale James Campbell Road, Ayr, KA8

Offers Over

£125,000

Added on 12/10/2026

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Tenure: Ask agent

About this property

89 James Campbell Road is a fantastic example of a gorgeous terraced home, offering a level of accommodation that is sought-after by a range of purchasers, particularly the family market. There is excellent privacy with a mature woodland area of Ayr Racecourse to the rear and the property is perfectly situated within the Craigie estate for those buyers looking for ample living space near good schools, shops, transport links and leisure facilities.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,130
Band B

£1,318
Band C

£1,507
Band D

£1,695
Band E

£2,227
Band F

£2,754
Band G

£3,319
Band H

£4,153

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In South Ayrshire, 2026/27 bills run from £1,130 a year in band A to £4,153 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Location

James Campbell Road, Ayr, KA8

Open map Street View

Mortgage and LBTT

Property price £125,000

£62k £188k

Deposit10% £13,000

£0 £125k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £112,000 mortgage. Most lenders would want a household income of about £25,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.