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1 bed flat for sale Stewartby, Bedfordshire

Asking price

£190,000

Added on 27/10/2026

Retirement home

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £315 per sq ft
Tenure: Ask agent; 109 years left(from the agent's description)

Service charge £1,849 a year EPC E 46 potential C

* From the agent's description. Check it with them before you rely on it.

Key features

• Dramatically improved, remodelled one bedroom home providing sleek, stylish internal accommodation
• Undergone modernisation since 2020 to include:
• Double glazing, composite rear door, oak internal doors, contemporary kitchen, shower room, replacement double glazing, plumbing, electrically wiring, flooring & bedroom storage
• Lease information: 109 years remaining (approximately) & monthly service charge of £154.11 (£1,849.24 per annum)
• No upper chain

About this property

This immaculately presented and comprehensively renovated one bedroom, warden controlled retirement property, exclusively available to the over 55s, occupies a superb position on the edge of the village and provides well proportioned, sleek internal accommodation finished to an exceptionally high standard. Approach to the home is via a footpath flanked by attractive lawned areas, whilst once inside you’re immediately greeted by the entrance hall which incorporates a useful storage cupboard.

Floorplan

Energy performance

E 46

Current

Potential

92+

81-91

69-80

79 C

55-68

39-54

46 E

21-38

1-20

This home is rated band E, scoring 46 out of 100. The average British home is band D. Its certificate says it could reach band C (79) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Property timeline

Listed

October 2026 £190,000

1 bed · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Location

Stewartby, Bedfordshire

Open map Street View

Mortgage and stamp duty

Property price £190,000

£95k £285k

Deposit10% £19,000

£0 £190k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £171,000 mortgage. Most lenders would want a household income of about £38,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.