1/14
£210,000
Flat · 2 beds
Church Road, Cheltenham
Leasehold
1/10
1/10
2 bed flat for sale Church Road, Cheltenham, GL51
Guide price
£195,000
Added on 16/09/2026
Added on 16/09/2026
- Type
- Flat
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- £283 per sq ft
- Tenure
- Leasehold
- 102 years left(from the agent's description)
Service charge £1,680 a year(from the agent's description)Ground rent £150 a year(from the agent's description) EPC Energy rating band B 81
* From the agent's description. Check it with them before you rely on it.
Key features
- Allocated parking
- Convenient location
- Modern building
About this property
Situated within a modern apartment building in a highly convenient location close to the railway station and GCHQ, this well presented two bedroom, two bathroom apartment offers approximately 690 sq. ft. of spacious and practical accommodation and an allocated parking space.
Situated within a modern apartment building in a highly convenient location close to the railway station and GCHQ, this well-presented two bedroom, two bathroom apartment offers approximately 690 sq. ft. of spacious and practical accommodation.
Floorplan
Energy performance
Energy rating band B 81
Current
Potential
92+
A
81-91
B
Current rating: 81 B
Potential rating: 81 B
69-80
C
55-68
D
39-54
E
21-38
F
1-20
G
This home is rated band B, scoring 81 out of 100. The average British home is band D.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,580
- Band B£1,843
- Band C£2,106
- Band D£2,370
- Band E£2,896
- Band F£3,423
- Band G£3,949
- Band H£4,739
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cheltenham, 2026/27 bills run from £1,580 a year in band A to £4,739 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cheltenham, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Price guide
100 comparables · within 2.2 milesCheaper than 78% of the 2-bed flats for sale nearby right now.
This home, £195,000 Median £247,500 · £169,995 – £577,000
Per square foot
£283 16% under
2-bed flats nearby £336
Against sold prices
19% under
GL51 sold median £350 / sq ft, 1,392 sales
Compared with 100 2-bed flats for sale within 2.2 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in GL51 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in GL51 →
Location
Church Road, Cheltenham, GL51
Mortgage and stamp duty
Property price £195,000
£97k £293k
Deposit10% £20,000
£0 £195k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £175,000 mortgage. Most lenders would want a household income of about £39,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Flat 10, The Ferns, 30, Church Road Flat / maisonette | Flat / maisonette | May 2026 | 366 sq ft £402/sq ft | 366 sq ft | £402 | £147,000 |
| 40, Church Road Terraced | Terraced | Apr 2026 | 1,485 sq ft £308/sq ft | 1,485 sq ft | £308 | £457,500 |
| 36, Church Road Terraced | Terraced | Feb 2026 | 1,281 sq ft £324/sq ft | 1,281 sq ft | £324 | £415,000 |
| Flat 8, The Ferns, 30, Church Road Flat / maisonette | Flat / maisonette | Apr 2025 | 538 sq ft £297/sq ft | 538 sq ft | £297 | £160,000 |
| 28, Church Road Semi-detached | Semi-detached | Nov 2024 | 2,443 sq ft £358/sq ft | 2,443 sq ft | £358 | £875,000 |
| Flat 2, The Ferns, 30, Church Road Flat / maisonette | Flat / maisonette | Nov 2024 | 646 sq ft £273/sq ft | 646 sq ft | £273 | £176,000 |
| Flat 12, The Ferns, 30, Church Road Flat / maisonette | Flat / maisonette | Sept 2023 | 657 sq ft £274/sq ft | 657 sq ft | £274 | £180,000 |
| Flat 4, The Ferns, 30, Church Road Flat / maisonette | Flat / maisonette | May 2022 | 441 sq ft £295/sq ft | 441 sq ft | £295 | £130,000 |
Area insights
The neighbourhood around this property.
Marketed by
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