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3 bed house for sale Charlotte Street, Penarth, CF64

Asking price
£325,000
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Reduced on 29/09/2026

Type
Terraced
Bedrooms
3
Bathrooms
2
Tenure
Freehold
Council tax Band D £2,232 a year

Key features

  • IN PRINCIPAL APPROVAL TO BUILD 3 BED DETACHED HOUSE
  • GARAGE
  • Concil Tax - D
  • IDEAL FOR FIRST TIME BUYERS
  • DESIRABLE LOCATION

About this property

Three-bedroom end-terrace home with a substantial rear garden and pre-approved planning for an additional three-bedroom detached house. Situated in a sought-after location in Cogan, the property offers excellent investment and development potential while also serving as an ideal family home.

SUMMARY

Three-bedroom end-terrace home with a substantial rear garden and pre-approved planning for an additional three-bedroom detached house. Situated in a sought-after location in Cogan, the property offers excellent investment and development potential while also serving as an ideal family home.

Floorplan

Council tax

Band D £2,232 a year
Per year
  • Band A
    £1,488
  • Band B
    £1,736
  • Band C
    £1,984
  • Band D
    This home: £2,232
  • Band E
    £2,727
  • Band F
    £3,223
  • Band G
    £3,719
  • Band H
    £4,463
  • Band I
    £5,207

This home is in band D, which costs £2,232 a year in Vale of Glamorgan for 2026/27.

Figures from the Welsh Government (Open Government Licence v3), including the typical community council precept. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

73 comparables · within 3 miles

Priced above 58% of the 3-bed houses for sale nearby right now.

This home, £325,000 Median £310,000 · £240,000 – £434,960

Compared with 73 3-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Charlotte Street, Penarth, CF64

Mortgage and LTT

Property price £325,000
£162k £488k
Deposit10% £33,000
£0 £325k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £292,000 mortgage. Most lenders would want a household income of about £65,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
12, Charlotte Street TerracedSept 20251,130 sq ft £252/sq ft£285,000
8, Charlotte Street TerracedAug 2025958 sq ft £288/sq ft£276,000
13, Charlotte Street TerracedJun 20251,012 sq ft £263/sq ft£266,000
10, Charlotte Street Semi-detachedDec 2024969 sq ft £278/sq ft£269,000
18, Charlotte Street TerracedDec 2024947 sq ft £232/sq ft£220,000
16, Charlotte Street TerracedOct 20241,227 sq ft £196/sq ft£240,000
5, Charlotte Street TerracedMar 20241,044 sq ft £264/sq ft£275,500
4, Charlotte Street TerracedMay 2022958 sq ft £271/sq ft£259,950

All sold prices in Penarth →

Area insights

The neighbourhood around this property.

Marketed by
Peter Alan, Penarth
3-5 Windsor Road, PENARTH, South Glamorgan
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