Shared ownership

1/20

Shared ownership

1/20

1 bed flat for sale Church Hill, Loughton, IG10

Asking price

£325,000

Added on 22/09/2026

45% share · about £722,222 full value

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £671 per sq ft
Tenure: Sharedownership; 112 years left

Service charge £1,668 a year Council tax Band C £2,024 a year

Key features

100% Ownership - £325K
Shared Ownership Price: £146,250 for 45% Ownership
Stunning One Bedroom Ground Floor Apartment
Allocated Gated Parking & Entry Phone System
Open Plan Fitted Kitchen//Living/Dining room
Private access to Outside Patio
Double Fitted Bedroom and a Modern Bathroom/wc
Close to Schools, Shops, Parks/Forest & Transport
Easy reach to Loughton Central Line Tube Station
Close to Loughton Leisure Centre & Swimming Pool

About this property

*** 45% SHARED OWNERSHIP SALE £146,250 ** ***WITH OPTION OF 100% OWNERSHIP FOR £325,000. ***

This is a Rare Opportunity to acquire a Stunning One Bedroom Ground Floor Apartment with Allocated Gated Parking, ideally located for Loughton High Road, Shops, cafes, restaurants, supermarket and yet also close to the wonderful Epping Forest.

Floorplan

Council tax

Band C £2,024 a year

Per year

Band A

£1,518
Band B

£1,771
Band C

This home: £2,024
Band D

£2,277
Band E

£2,783
Band F

£3,289
Band G

£3,795
Band H

£4,554

This home is in band C, which costs £2,024 a year in Epping Forest for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Epping Forest, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Location

Church Hill, Loughton, IG10

Open map Street View

Mortgage and stamp duty

Property price £325,000

£162k £488k

Deposit10% £33,000

£0 £325k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £292,000 mortgage. Most lenders would want a household income of about £65,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
19, Monroe House, 12 - 16, Church Hill Flat / maisonette	Flat / maisonette	Mar 2025	689 sq ft £508/sq ft	689 sq ft	£508	£350,000
17, Monroe House, 12 - 16, Church Hill Flat / maisonette	Flat / maisonette	Dec 2024	1,109 sq ft £622/sq ft	1,109 sq ft	£622	£690,000
14, Monroe House, 12 - 16, Church Hill Flat / maisonette	Flat / maisonette	Nov 2024	538 sq ft £570/sq ft	538 sq ft	£570	£307,000
13, Monroe House, 12 - 16, Church Hill Flat / maisonette	Flat / maisonette	Jun 2024	764 sq ft £510/sq ft	764 sq ft	£510	£390,000
10, Monroe House, 12 - 16, Church Hill Flat / maisonette	Flat / maisonette	Apr 2024	560 sq ft £607/sq ft	560 sq ft	£607	£340,000
9, Monroe House, 12 - 16, Church Hill Flat / maisonette	Flat / maisonette	Jun 2022	764 sq ft £503/sq ft	764 sq ft	£503	£384,045
5, Monroe House, 12 - 16, Church Hill Flat / maisonette	Flat / maisonette	Jan 2022	926 sq ft £462/sq ft	926 sq ft	£462	£428,000
12, Monroe House, 12 - 16, Church Hill Flat / maisonette	Flat / maisonette	Jan 2022	786 sq ft £515/sq ft	786 sq ft	£515	£405,000