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3 bed house for sale Chapel Lane, Polruan

Asking price

£380,000

Added yesterday

Type: Cottage
Bedrooms: 3
Tenure: Freehold

Key features

CHARMING CHARACTER COTTAGE
3 BEDROOMS
OPEN PLAN LIVING AREA
LARGE DECKING AND GARDEN TO THE REAR
VIEWS FROM THE GARDEN OVER ESTUARY, FOWEY AND POLRUAN
EPC RATING - E
BUSINESS RATES
TENURE - FREEHOLD
SELLING CHAIN FREE

About this property

LOCATION Polruan lies on the east bank of the river Fowey, just inside the entrance to Fowey harbour. The village has its own general stores, sub post office, tea rooms, two public houses and a long established boat building and repair yard. The village is connected to Fowey, which has a wider range of small shops and businesses catering for most day to day needs, by a regular passenger ferry.

Floorplan

Council tax

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Location

Chapel Lane, Polruan

In the Cornwall National Landscape, an Area of Outstanding Natural Beauty. Contains Natural England data © Natural England, Open Government Licence v3.

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Mortgage and stamp duty

Property price £380,000

£190k £570k

Deposit10% £38,000

£0 £380k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £342,000 mortgage. Most lenders would want a household income of about £76,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.