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2 bed house for sale Spencer Street, Chesterfield, S44

OIEO (Offers in excess of)

£120,000

Added on 02/10/2026

Type: Terraced
Bedrooms: 2
Tenure: Ask agent

Key features

Must view!!
Private rear garden
Converted attic space
South facing rear garden

About this property

A deceptively spacious three-storey mid-terraced home offering flexible accommodation, a generous converted attic room, and an enclosed rear garden with a powered outbuilding.

Perfect for first-time buyers, growing families or investors alike

DESCRIPTION

YOPA are delighted to present this charming three-storey mid-terraced home to the market. Offering spacious and versatile accommodation throughout, this well-presented property combines character, practicality and flexible living across three floors.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,706
Band B

£1,991
Band C

£2,275
Band D

£2,559
Band E

£3,128
Band F

£3,697
Band G

£4,266
Band H

£5,119

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Bolsover, 2026/27 bills run from £1,706 a year in band A to £5,119 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Bolsover, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Spencer Street, Chesterfield, S44

Open map Street View

Mortgage and stamp duty

Property price £120,000

£60k £180k

Deposit10% £12,000

£0 £120k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £108,000 mortgage. Most lenders would want a household income of about £24,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
81, Spencer Street Terraced	Terraced	Feb 2026	1,033 sq ft £116/sq ft	1,033 sq ft	£116	£120,000
20, Spencer Street Terraced	Terraced	Jul 2025	969 sq ft £83/sq ft	969 sq ft	£83	£80,000
16, Spencer Street Terraced	Terraced	Sept 2024	904 sq ft £120/sq ft	904 sq ft	£120	£108,500
65, Spencer Street Terraced	Terraced	Feb 2024	1,033 sq ft £106/sq ft	1,033 sq ft	£106	£110,000
81, Spencer Street Terraced	Terraced	Dec 2023	1,033 sq ft £106/sq ft	1,033 sq ft	£106	£110,000
5, Spencer Street Terraced	Terraced	Jan 2023	947 sq ft £92/sq ft	947 sq ft	£92	£87,500
59, Spencer Street Terraced	Terraced	Sept 2022	818 sq ft £92/sq ft	818 sq ft	£92	£75,000
13, Spencer Street Terraced	Terraced	Apr 2022	872 sq ft £135/sq ft	872 sq ft	£135	£117,500