1/24
£500,000
Semi-detached · 5 beds · 3 baths
Romford Close, Colchester, CO4
0.08 miles away
Freehold
Shared ownership
1/7
Shared ownership
1/7
2 bed flat for sale Ratcliffe Court, Colchester, CO4
Asking price
£116,000
Added on 17/10/2026
Added on 17/10/2026
80% share · £145,000 full value
- Type
- Flat
- Bedrooms
- 2
- Bathrooms
- 1
- Tenure
- Leasehold
Key features
- Share being sold: Contact branch
- Rent payable: Contact branch
About this property
A beautifully presented and completely modernised upper-floor apartment, situated within Ratcliffe Court and offering stylish, contemporary accommodation throughout. The property has been finished to a high standard internally, creating a bright and modern home that is ready for the new owner to move straight into and enjoy. The contemporary finish runs throughout the property, combining modern styling with comfortable and practical living space.
Floorplan
Council tax
Ask agent
Per year
- Band A£1,522
- Band B£1,776
- Band C£2,029
- Band D£2,283
- Band E£2,790
- Band F£3,297
- Band G£3,805
- Band H£4,566
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Colchester, 2026/27 bills run from £1,522 a year in band A to £4,566 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across Colchester, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Location
Ratcliffe Court, Colchester, CO4
Mortgage and stamp duty
Property price £116,000
£58k £174k
Deposit10% £12,000
£0 £116k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £104,000 mortgage. Most lenders would want a household income of about £24,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 6, Ratcliffe Court Flat / maisonette | Flat / maisonette | Jun 2025 | 947 sq ft £206/sq ft | 947 sq ft | £206 | £195,000 |
| 43, Ratcliffe Court Flat / maisonette | Flat / maisonette | Feb 2025 | 775 sq ft £226/sq ft | 775 sq ft | £226 | £175,000 |
| 24, Ratcliffe Court Flat / maisonette | Flat / maisonette | Dec 2024 | 624 sq ft £264/sq ft | 624 sq ft | £264 | £165,000 |
| 36, Ratcliffe Court Flat / maisonette | Flat / maisonette | Nov 2022 | 624 sq ft £264/sq ft | 624 sq ft | £264 | £165,000 |
| 30, Ratcliffe Court Flat / maisonette | Flat / maisonette | Nov 2022 | 581 sq ft £287/sq ft | 581 sq ft | £287 | £167,000 |
| 8, Ratcliffe Court Flat / maisonette | Flat / maisonette | Nov 2022 | 657 sq ft £267/sq ft | 657 sq ft | £267 | £175,000 |
| 1, Ratcliffe Court Flat / maisonette | Flat / maisonette | Jun 2022 | 646 sq ft £240/sq ft | 646 sq ft | £240 | £155,000 |
| 39, Ratcliffe Court Flat / maisonette | Flat / maisonette | Jun 2022 | 667 sq ft £253/sq ft | 667 sq ft | £253 | £169,000 |
All sales on Ratcliffe Court → All sold prices in Colchester →
Area insights
The neighbourhood around this property.
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