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3 bed house for sale Cotlandswick, St. Albans, AL2

Asking price

£400,000

Added two days ago

Type: Semi-detached
Bedrooms: 3
Size: £420 per sq ft
Tenure: Ask agent

Key features

Two receptions
Fitted kitchen of 23;3ft x 8'2ft
Modern bathroom
Lots of storage
Private garden
Close to amenities
Central heating
Double glazing

About this property

The property offers approximately 953 sq ft of versatile accommodation, with exciting potential to create a stunning open-plan kitchen and dining space, subject to the necessary building regulations and approvals. The ground floor comprises a welcoming entrance hall, a spacious lounge, separate dining room and an impressive 23'3" x 8'2" fitted kitchen. The adjoining dining room provides an excellent opportunity to create a contemporary open-plan kitchen/dining area, ideal for modern family living and entertaining.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,613
Band B

£1,882
Band C

£2,150
Band D

£2,419
Band E

£2,957
Band F

£3,494
Band G

£4,032
Band H

£4,838

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In St Albans, 2026/27 bills run from £1,613 a year in band A to £4,838 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across St Albans, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

October 2026 £400,000

3 beds · this listing

Past sales can't be shown: the agent hasn't given the house number.

Price guide

100 comparables · within 2.8 miles

Cheaper than 98% of the 3-bed houses for sale nearby right now.

This home, £400,000 Median £650,000 · £474,495 – £900,000

Per square foot

£420 30% under

3-bed houses nearby £600

Against sold prices

19% under

AL2 sold median £516 / sq ft, 637 sales

Compared with 100 3-bed houses for sale within 2.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in AL2 over the last 24 months, per square foot of EPC floor area.

Location

Cotlandswick, St. Albans, AL2

Open map Street View

Mortgage and stamp duty

Property price £400,000

£200k £600k

Deposit10% £40,000

£0 £400k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £360,000 mortgage. Most lenders would want a household income of about £80,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
72, Cotlandswick Flat / maisonette	Flat / maisonette	Jun 2026	624 sq ft £240/sq ft	624 sq ft	£240	£150,000
86, Cotlandswick Terraced	Terraced	May 2022	883 sq ft £374/sq ft	883 sq ft	£374	£330,000
100, Cotlandswick Terraced	Terraced	Jun 2021	829 sq ft £416/sq ft	829 sq ft	£416	£345,000
50, Cotlandswick Flat / maisonette	Flat / maisonette	Jun 2012	678 sq ft £170/sq ft	678 sq ft	£170	£115,000
94, Cotlandswick Terraced	Terraced	Jun 2010	883 sq ft £221/sq ft	883 sq ft	£221	£195,000
88, Cotlandswick Terraced	Terraced	Sept 2008	n/a	n/a	n/a	£181,500
100, Cotlandswick Terraced	Terraced	Dec 2007	829 sq ft £250/sq ft	829 sq ft	£250	£207,000
76, Cotlandswick Flat / maisonette	Flat / maisonette	May 2005	678 sq ft £184/sq ft	678 sq ft	£184	£125,000