Shared ownership

1/14

Shared ownership

1/14

2 bed house for sale The Oaks, Elm, PE14

Asking price

£70,000

Reduced two days ago

80% share · about £100,000 full value

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Size: £109 per sq ft
Tenure: Leasehold

EPC C 75

Key features

Shared Ownership - 80% Share
Two Bedroom
End Terraced House
Ideal first Time Buy
No Onward Chain

About this property

Situated in the sought-after village location of The Oaks, Elm, Wisbech, this two bedroom End terraced home offers simple, well-laid-out accommodation across two floors. The ground floor comprises a lounge and a kitchen and downstairs cloakroom, providing practical living space ideal for everyday use. Upstairs, the property offers two bedrooms along with a family bathroom, making it well suited to first time buyers looking for their first steps onto the property ladder.

Floorplan

Energy performance

C 75

Current

Potential

92+

81-91

69-80

75 C

79 C

55-68

39-54

21-38

1-20

This home is rated band C, scoring 75 out of 100. The average British home is band D. Its certificate says it could reach band C (79) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,620
Band B

£1,890
Band C

£2,160
Band D

£2,430
Band E

£2,970
Band F

£3,510
Band G

£4,050
Band H

£4,860

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Kings Lynn and West Norfolk, 2026/27 bills run from £1,620 a year in band A to £4,860 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Kings Lynn and West Norfolk, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

The Oaks, Elm, PE14

Open map Street View

Mortgage and stamp duty

Property price £70,000

£35k £105k

Deposit10% £7,000

£0 £70k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £63,000 mortgage. Most lenders would want a household income of about £14,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
17, The Oaks Semi-detached	Semi-detached	Oct 2025	807 sq ft £266/sq ft	807 sq ft	£266	£215,000
6, The Oaks Terraced	Terraced	Jul 2022	1,055 sq ft £221/sq ft	1,055 sq ft	£221	£233,000
17, The Oaks Semi-detached	Semi-detached	Dec 2021	807 sq ft £248/sq ft	807 sq ft	£248	£200,000
21, The Oaks Detached	Detached	Oct 2020	1,378 sq ft £169/sq ft	1,378 sq ft	£169	£233,000
3, The Oaks Semi-detached	Semi-detached	Dec 2019	893 sq ft £213/sq ft	893 sq ft	£213	£190,000
5, The Oaks Semi-detached	Semi-detached	Mar 2019	1,001 sq ft £184/sq ft	1,001 sq ft	£184	£184,000
20, The Oaks Terraced	Terraced	Jul 2018	1,066 sq ft £181/sq ft	1,066 sq ft	£181	£193,000
2, The Oaks Detached	Detached	Apr 2017	1,324 sq ft £181/sq ft	1,324 sq ft	£181	£240,000