Shared ownership

1/22

Shared ownership

1/22

1 bed flat for sale Milford Road, Reading, RG1

Asking price

£90,000

Added on 27/09/2026

40% share · about £225,000 full value

Type: Flat
Bedrooms: 1
Bathrooms: 1
Size: £156 per sq ft
Tenure: Sharedownership; 986 years left

Service charge £1,586 a year Council tax Band C £2,322 a year

Key features

One Double Bedroom
Popular And Convenient Residential Location
40% Shared Ownership
Spacious Open Plan Living/Dining Area/Kitchen
Large Balcony
Communal Gardens
Well Presented
Modern Family Bathroom

About this property

A spacious one bedroom apartment, located just 5-10minutes from Reading train station, with convenience of walking distance to shops for your daily errands.

This home features an open-plan kitchen/living area with a generous balcony for a perfect outdoor retreat. The contemporary style bathroom just opposite from the double bedroom, and storage space at the end of the hallway, next to the main door.

Floorplan

Council tax

Band C £2,322 a year

Per year

Band A

£1,742
Band B

£2,032
Band C

This home: £2,322
Band D

£2,613
Band E

£3,193
Band F

£3,774
Band G

£4,355
Band H

£5,226

This home is in band C, which costs £2,322 a year in Reading for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Reading, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Location

Milford Road, Reading, RG1

Open map Street View

Mortgage and stamp duty

Property price £90,000

£45k £135k

Deposit10% £9,000

£0 £90k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £81,000 mortgage. Most lenders would want a household income of about £18,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales on Milford Road. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 9, 18, Milford Road RG1 8FZ Flat / maisonette	Flat / maisonette	Nov 2025	560 sq ft £175/sq ft	560 sq ft	£175	£98,000
Unit 77, Milford Road RG1 8LG Terraced	Terraced	Aug 2010	n/a	n/a	n/a	£400,000
Unit 73, Milford Road RG1 8LG Terraced	Terraced	Apr 2008	n/a	n/a	n/a	£330,000
Unit 67, Milford Road RG1 8LG Terraced	Terraced	Oct 2006	n/a	n/a	n/a	£297,500
Unit 69, Milford Road RG1 8LG Detached	Detached	Jul 2004	n/a	n/a	n/a	£250,000
Unit 73, Milford Road RG1 8LG Terraced	Terraced	Jan 2000	n/a	n/a	n/a	£200,000