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3 bed house for sale St. James Terrace, Heywood, OL10

Asking price

£240,000

Added on 27/09/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £184 per sq ft
Tenure: Leasehold; 809 years left

Ground rent £2 a year Council tax Band B £2,023 a year

* From the agent's description. Check it with them before you rely on it.

Key features

PERIOD END TERRACED HOME
OVER 1,300 SQ FT
THREE RECEPTION ROOMS
KITCHEN EXTENSION
Three bedrooms & large four-piece bathroom
NO CHAIN
EPC Rating: E
Council Tax Band: B
Tenure: Leasehold – approximately 810 years remaining
Ground rent: £2.20 per annum

About this property

Offered for sale with NO CHAIN, this PERIOD END TERRACED HOME provides OVER 1,300 SQ FT of accommodation, with generous room proportions and an attractive open outlook to the front. With THREE RECEPTION ROOMS alongside three bedrooms, the property offers particularly flexible living space for GROWING FAMILIES.

The ground floor begins with an entrance vestibule and hallway, leading to a lounge with bay window and a separate reception room featuring an exposed brick fireplace. A further dining room provides useful additional living space, while the KITCHEN EXTENSION is fitted with a modern range of units. Upstairs, the large master bedroom benefits from a bay window, accompanied by a second double bedroom and single bedroom. A particularly spacious bathroom completes the accommodation and incorporates a four-piece suite.

Floorplan

Council tax

Band B £2,023 a year

Per year

Band A

£1,734
Band B

This home: £2,023
Band C

£2,312
Band D

£2,601
Band E

£3,179
Band F

£3,757
Band G

£4,335
Band H

£5,202

This home is in band B, which costs £2,023 a year in Rochdale for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Rochdale, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

86 comparables · within 3 miles

Priced above 51% of the 3-bed houses for sale nearby right now.

This home, £240,000 Median £230,000 · £170,000 – £335,000

Per square foot

£184 27% under

3-bed houses nearby £252

Against sold prices

24% under

OL10 sold median £243 / sq ft, 741 sales

Compared with 86 3-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in OL10 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in OL10 →

Location

St. James Terrace, Heywood, OL10

Open map Street View

Mortgage and stamp duty

Property price £240,000

£120k £360k

Deposit10% £24,000

£0 £240k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £216,000 mortgage. Most lenders would want a household income of about £48,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
14, St James Terrace Terraced	Terraced	Jan 2025	1,593 sq ft £107/sq ft	1,593 sq ft	£107	£170,000
16, St James Terrace Terraced	Terraced	Feb 2020	2,250 sq ft £96/sq ft	2,250 sq ft	£96	£215,000
12, St James Terrace Terraced	Terraced	Mar 2017	1,808 sq ft £111/sq ft	1,808 sq ft	£111	£200,000
16, St James Terrace Terraced	Terraced	Jul 2014	2,250 sq ft £52/sq ft	2,250 sq ft	£52	£117,950
12, St James Terrace Terraced	Terraced	Jun 2014	1,808 sq ft £86/sq ft	1,808 sq ft	£86	£155,000
16, St James Terrace Terraced	Terraced	Jul 2012	2,250 sq ft £57/sq ft	2,250 sq ft	£57	£129,000
16, St James Terrace Terraced	Terraced	Nov 2006	2,250 sq ft £76/sq ft	2,250 sq ft	£76	£170,000
4, St James Terrace Terraced	Terraced	Jun 2006	n/a	n/a	n/a	£154,950