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2 bed flat for sale Outwood Lane, Chipstead, CR5

Asking price

£410,000

Added on 29/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 2
Tenure: Leasehold

Council tax Band D £2,600 a year

Key features

Contrasting two-tone fitted kitchen with integrated AEG appliances
Built-in wardrobe and en-suite to main bedroom
Private balcony
Video entry door system for security
Air source heat pump, high insulation levels and top rated appliances for efficiency
Two allocated parking spaces in gated residents' car park with access to an EV charging point
Communal balcony terrace area accessible via first floor

About this property

This beautifully designed second floor apartment offers contemporary living with thoughtful touches throughout. The heart of the home is an impressive open-plan lounge, kitchen and dining area featuring a private balcony creating a bright and inviting space for everyday living and entertaining.

The striking two-tone fitted kitchen pairs Matte Taupe cabinetry with satin black handles and handleless Natural Oak cabinetry, all finished with a premium Verona Stone worktop. High-quality AEG integrated appliances include a single oven, four ring induction hob with stainless steel extractor hood, fridge/freezer and dishwasher. A separate hallway cupboard provides plumbing and space for a washer/dryer.

Floorplan

Council tax

Band D £2,600 a year

Per year

Band A

£1,733
Band B

£2,022
Band C

£2,311
Band D

This home: £2,600
Band E

£3,178
Band F

£3,755
Band G

£4,333
Band H

£5,200

This home is in band D, which costs £2,600 a year in Croydon for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Croydon, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

67 comparables · within 3 miles

Priced above 84% of the 2-bed flats for sale nearby right now.

This home, £410,000 Median £350,000 · £260,000 – £450,000

Compared with 67 2-bed flats for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Outwood Lane, Chipstead, CR5

Open map Street View

Mortgage and stamp duty

Property price £410,000

£205k £615k

Deposit10% £41,000

£0 £410k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £369,000 mortgage. Most lenders would want a household income of about £82,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 5, Prospect House, Outwood Lane Flat / maisonette	Flat / maisonette	Nov 2025	872 sq ft £533/sq ft	872 sq ft	£533	£465,000
Sunnyside, 36, Outwood Lane Detached	Detached	Jul 2024	1,755 sq ft £610/sq ft	1,755 sq ft	£610	£1,070,000
Flat 6, 2, Outwood Lane Flat / maisonette	Flat / maisonette	May 2024	527 sq ft £602/sq ft	527 sq ft	£602	£317,500
Flat 9, 2, Outwood Lane Flat / maisonette	Flat / maisonette	Apr 2024	441 sq ft £566/sq ft	441 sq ft	£566	£250,000
Flat 7, 2, Outwood Lane Flat / maisonette	Flat / maisonette	Mar 2024	549 sq ft £419/sq ft	549 sq ft	£419	£230,000
8, Outwood Lane Detached	Detached	Feb 2024	n/a	n/a	n/a	£700,000
20, Outwood Lane Detached	Detached	Mar 2023	1,345 sq ft £524/sq ft	1,345 sq ft	£524	£705,000
16, Outwood Lane Detached	Detached	Mar 2021	1,367 sq ft £519/sq ft	1,367 sq ft	£519	£710,000