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4 bed house for sale Gresham Street, Lincoln, LN1

Asking price

£190,000

Added on 23/09/2026

Type: Terraced
Bedrooms: 4
Tenure: Freehold

About this property

Guide Price £190,000. £200,000.

Spacious four bed terraced home on Gresham Street, Lincoln, in a popular location near amenities and the city centre. Currently a student let, offering immediate rental income—an ideal, ready-made investment opportunity in a high-demand area.

Guide Price £190,000. £200,000.

Looking for a high-yield investment in one of Lincoln’s most sought-after areas? This spacious four-bedroom property on Gresham Street could be exactly what you’ve been waiting for. Situated in a popular and well-established location, this attractive terraced home is perfectly positioned for strong, consistent rental demand.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,549
Band B

£1,807
Band C

£2,065
Band D

£2,323
Band E

£2,839
Band F

£3,356
Band G

£3,872
Band H

£4,646

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Lincoln, 2026/27 bills run from £1,549 a year in band A to £4,646 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Lincoln, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

75 comparables · within 3 miles

Cheaper than 91% of the 4-bed houses for sale nearby right now.

This home, £190,000 Median £325,000 · £206,000 – £550,980

Compared with 75 4-bed houses for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Gresham Street, Lincoln, LN1

Open map Street View

Mortgage and stamp duty

Property price £190,000

£95k £285k

Deposit10% £19,000

£0 £190k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £171,000 mortgage. Most lenders would want a household income of about £38,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
12, Gresham Street Terraced	Terraced	Jan 2021	646 sq ft £220/sq ft	646 sq ft	£220	£142,000
8, Gresham Street Terraced	Terraced	Nov 2014	786 sq ft £172/sq ft	786 sq ft	£172	£134,950
6, Gresham Street Terraced	Terraced	Mar 2012	753 sq ft £133/sq ft	753 sq ft	£133	£100,000
9, Gresham Street Terraced	Terraced	Aug 2010	926 sq ft £84/sq ft	926 sq ft	£84	£77,500
6, Gresham Street Terraced	Terraced	Jan 2010	753 sq ft £117/sq ft	753 sq ft	£117	£88,000
12, Gresham Street Terraced	Terraced	Apr 2008	646 sq ft £155/sq ft	646 sq ft	£155	£100,000
7, Gresham Street Semi-detached	Semi-detached	Jan 2008	1,561 sq ft £77/sq ft	1,561 sq ft	£77	£120,000
13, Gresham Street Semi-detached	Semi-detached	Oct 2007	700 sq ft £177/sq ft	700 sq ft	£177	£124,000