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2 bed flat for sale Railway Street, Chelmsford, CM1

OIEO

£260,000

Added two days ago

Type: Flat
Bedrooms: 2
Bathrooms: 2
Tenure: Leasehold

Key features

Immaculately presented two-bedroom first-floor apartment
Bright and modern living throughout
Principal bedroom with en suite shower room
Good-sized second bedroom
Convenient Chelmsford location
Close to local schools, shops and amenities
Close proximity to Chelmsford station

About this property

The property boasts a spacious lounge with a dedicated dining area, creating an inviting and versatile space ideal for both relaxing and entertaining. The principal bedroom benefits from an en suite shower room, complemented by a well-appointed second bedroom and a separate family bathroom. Finished to a high standard throughout, this home is ready to move straight into.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,533
Band B

£1,789
Band C

£2,045
Band D

£2,300
Band E

£2,811
Band F

£3,322
Band G

£3,834
Band H

£4,600

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Chelmsford, 2026/27 bills run from £1,533 a year in band A to £4,600 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Chelmsford, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Railway Street, Chelmsford, CM1

Open map Street View

Mortgage and stamp duty

Property price £260,000

£130k £390k

Deposit10% £26,000

£0 £260k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £234,000 mortgage. Most lenders would want a household income of about £52,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 8, 56, Railway Street Flat / maisonette	Flat / maisonette	Mar 2025	732 sq ft £451/sq ft	732 sq ft	£451	£330,000
40, Railway Street Flat / maisonette	Flat / maisonette	Jan 2022	506 sq ft £381/sq ft	506 sq ft	£381	£192,500
Flat 6, 56, Railway Street Flat / maisonette	Flat / maisonette	Dec 2021	840 sq ft £393/sq ft	840 sq ft	£393	£330,000
Flat 3, 56, Railway Street Flat / maisonette · new build	Flat / maisonette · new build	Oct 2021	732 sq ft £403/sq ft	732 sq ft	£403	£295,000
Flat 12, 56, Railway Street Flat / maisonette · new build	Flat / maisonette · new build	Jun 2021	732 sq ft £441/sq ft	732 sq ft	£441	£322,500
Flat 1, 56, Railway Street Flat / maisonette	Flat / maisonette	Jun 2021	840 sq ft £417/sq ft	840 sq ft	£417	£350,000
Flat 2, 56, Railway Street Flat / maisonette · new build	Flat / maisonette · new build	Apr 2021	753 sq ft £418/sq ft	753 sq ft	£418	£315,000
Flat 9, 56, Railway Street Flat / maisonette · new build	Flat / maisonette · new build	Apr 2021	721 sq ft £458/sq ft	721 sq ft	£458	£330,000