Shared ownership

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Shared ownership

1/18

2 bed flat for sale Ilfracombe Road, Southend-on-Sea, SS2

Asking price

£220,000

Added on 20/10/2026

50% share · about £440,000 full value

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Leasehold

About this property

Offered for sale with no onward chain is this versatile two-bedroom ground floor flat, recently refurbished throughout and benefiting from a brand new 999 year lease. Ideally situated in the heart of Southchurch, the property is within easy reach of local shops, Southend East railway station, the city centre and seafront. The accommodation offers adaptable living space, featuring a modern fitted kitchen, a three-piece bathroom suite, and two well-proportioned bedrooms.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,510
Band B

£1,762
Band C

£2,013
Band D

£2,265
Band E

£2,769
Band F

£3,272
Band G

£3,775
Band H

£4,530

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Southend-on-Sea, 2026/27 bills run from £1,510 a year in band A to £4,530 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Southend-on-Sea, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Ilfracombe Road, Southend-on-Sea, SS2

Open map Street View

Mortgage and stamp duty

Property price £220,000

£110k £330k

Deposit10% £22,000

£0 £220k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £198,000 mortgage. Most lenders would want a household income of about £44,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
56, Ilfracombe Road Terraced	Terraced	Mar 2025	1,141 sq ft £285/sq ft	1,141 sq ft	£285	£325,000
32a, Ilfracombe Road Semi-detached	Semi-detached	May 2024	667 sq ft £337/sq ft	667 sq ft	£337	£225,000
70, Ilfracombe Road Semi-detached	Semi-detached	Feb 2024	n/a	n/a	n/a	£215,000
18a, Ilfracombe Road Flat / maisonette	Flat / maisonette	Dec 2022	667 sq ft £330/sq ft	667 sq ft	£330	£220,000
48, Ilfracombe Road Semi-detached	Semi-detached	Apr 2022	1,087 sq ft £343/sq ft	1,087 sq ft	£343	£373,000
16b, Ilfracombe Road Flat / maisonette	Flat / maisonette	Oct 2021	592 sq ft £270/sq ft	592 sq ft	£270	£160,000
60, Ilfracombe Road Detached	Detached	Sept 2021	1,561 sq ft £288/sq ft	1,561 sq ft	£288	£450,000
22a, Ilfracombe Road Flat / maisonette	Flat / maisonette	Mar 2020	538 sq ft £344/sq ft	538 sq ft	£344	£185,000