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2 bed house for sale Upper Luton Road, Chatham, ME5

Guide Price

£190,000

Reduced on 30/09/2026

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Size: £238 per sq ft
Tenure: Freehold

Council tax Band B £1,811 a year EPC D 60 potential B

Key features

The images marked "Virtual Stager" show styling potential only. All other images show the property as currently presented.
Spacious terraced house set over 3 floors
Flexible layout offering versatility depending on needs
Ready to put your own stamp on
Ideal purchase for a first time buyer wanting a central location which is well connected
Great location due to walking distance to local amenities, transport links and Gillingham Hospital
EPC energy efficiency rating D (60/88)

About this property

Set three floors, this terraced house offers a wonderfully versatile layout that can be adapted to suit a wide range of needs. Whether you are looking for a dedicated dining room, an additional bedroom, a home office, or a playroom, the accommodation provides the flexibility to make the space work around your lifestyle.

Floorplan

Energy performance

D 60

Current

Potential

92+

81-91

88 B

69-80

55-68

60 D

39-54

21-38

1-20

This home is rated band D, scoring 60 out of 100. The average British home is band D. Its certificate says it could reach band B (88) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Band B £1,811 a year

Per year

Band A

£1,552
Band B

This home: £1,811
Band C

£2,070
Band D

£2,329
Band E

£2,846
Band F

£3,363
Band G

£3,881
Band H

£4,657

This home is in band B, which costs £1,811 a year in Medway for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Medway, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

100 comparables · within 1.9 miles

Cheaper than 85% of the 2-bed houses for sale nearby right now.

This home, £190,000 Median £235,000 · £189,568 – £280,000

Per square foot

£238 22% under

2-bed houses nearby £306

Against sold prices

36% under

ME5 sold median £370 / sq ft, 1,371 sales

Compared with 100 2-bed houses for sale within 1.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in ME5 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in ME5 →

Location

Upper Luton Road, Chatham, ME5

Open map Street View

Mortgage and stamp duty

Property price £190,000

£95k £285k

Deposit10% £19,000

£0 £190k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £171,000 mortgage. Most lenders would want a household income of about £38,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
58a, Upper Luton Road Detached	Detached	Mar 2026	850 sq ft £288/sq ft	850 sq ft	£288	£245,000
60, Upper Luton Road Detached	Detached	Sept 2025	753 sq ft £312/sq ft	753 sq ft	£312	£235,000
34, Upper Luton Road Terraced	Terraced	Dec 2024	850 sq ft £288/sq ft	850 sq ft	£288	£245,000
6, Upper Luton Road Terraced	Terraced	Jun 2024	657 sq ft £350/sq ft	657 sq ft	£350	£230,000
66, Upper Luton Road Flat / maisonette	Flat / maisonette	May 2024	463 sq ft £356/sq ft	463 sq ft	£356	£165,000
22, Upper Luton Road Semi-detached	Semi-detached	Nov 2023	958 sq ft £271/sq ft	958 sq ft	£271	£260,000
36, Upper Luton Road Terraced	Terraced	Oct 2023	872 sq ft £271/sq ft	872 sq ft	£271	£236,000
38, Upper Luton Road Terraced	Terraced	Mar 2023	807 sq ft £285/sq ft	807 sq ft	£285	£230,000