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2 bed house for sale Girdle Toll, Irvine, KA11

Asking price
£119,995
Taylor and Henderson Solicitors Ayrshire logo

Reduced on 15/10/2026

Type
Terraced
Bedrooms
2
Bathrooms
1
Tenure
Ask agent

Key features

  • 2 Bedrooms
  • 1 Reception Rooms
  • Terraced House

About this property

This well-presented two bedroom terraced villa offers comfortable and modern living accommodation, ideal for first-time buyers, young families or those looking to downsize.

The property welcomes you through an entrance porch into a bright and spacious lounge, featuring an attractive open-plan staircase. A door leads through to the modern fitted kitchen, which benefits from patio doors opening directly onto the enclosed rear garden, creating a perfect space for indoor-outdoor living and entertaining.

Floorplan

Council tax

Ask agent
Per year
  • Band A
    £1,124
  • Band B
    £1,311
  • Band C
    £1,499
  • Band D
    £1,686
  • Band E
    £2,215
  • Band F
    £2,739
  • Band G
    £3,301
  • Band H
    £4,130

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In North Ayrshire, 2026/27 bills run from £1,124 a year in band A to £4,130 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

  1. Reduced
    October 2026 £119,995

    Was £123,000

  2. Listed
    September 2026 £123,000

    2 beds · 1 bath · this listing

Location

Girdle Toll, Irvine, KA11

Mortgage and LBTT

Property price £119,995
£59k £180k
Deposit10% £12,000
£0 £120k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £107,995 mortgage. Most lenders would want a household income of about £24,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Area insights

The neighbourhood around this property.

Marketed by
Taylor and Henderson Solicitors Ayrshire, Saltcoats
51 Hamilton Street, Saltcoats, Ayrshire
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