1/8
£64,900
Flat · 1 bed · 1 bath
Priory Court, Cardigan, SA43
0.14 miles away
Leasehold
Auction
1/20
Auction
1/20
1 bed commercial for sale Napier Street, Cardigan, SA43
Guide price
£55,000
Reduced on 17/10/2026
Reduced on 17/10/2026
For sale by auction
- Type
- Commercial
- Bedrooms
- 1
- Size
- £34 per sq ft
- Tenure
- Freehold
About this property
A rare opportunity to acquire a freehold commercial property in the historic market town of Cardigan, offering potential for residential conversion subject to the necessary consents. The property is currently vacant and is arranged to provide seven offices/consulting rooms, along with kitchen facilities and W.C.s.
This property is for sale by the Modern Method of Auction. Should you view, offer or bid on the property, your information will be shared with the Auctioneer, iamsold Limited. This method of auction requires both parties to complete the transaction within 56 days of the draft contract for sale being received by the buyers solicitor. This additional time allows buyers to proceed with mortgage finance (subject to lending criteria, affordability and survey).
Floorplan
Council tax
Ask agent
Per year
- Band A£1,613
- Band B£1,882
- Band C£2,151
- Band D£2,419
- Band E£2,957
- Band F£3,495
- Band G£4,032
- Band H£4,839
- Band I£5,645
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Ceredigion, 2026/27 bills run from £1,613 a year in band A to £5,645 in band I.
Figures from the Welsh Government (Open Government Licence v3), including the typical community council precept. Discounts lower the bill, such as 25% off for an adult living alone.
Location
Napier Street, Cardigan, SA43
Mortgage and LTT
Property price £55,000
£28k £83k
Deposit11% £6,000
£0 £55k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £49,000 mortgage. Most lenders would want a household income of about £11,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Maesaeron, Napier Street Terraced | Terraced | May 2026 | n/a | n/a | n/a | £240,000 |
| 5, Napier Street Terraced | Terraced | Feb 2025 | 1,270 sq ft £165/sq ft | 1,270 sq ft | £165 | £210,000 |
| 6, Napier Street Terraced | Terraced | Sept 2024 | 1,496 sq ft £167/sq ft | 1,496 sq ft | £167 | £250,000 |
| 1, Napier Street Terraced | Terraced | Sept 2023 | 1,808 sq ft £185/sq ft | 1,808 sq ft | £185 | £335,000 |
| Richmond, Napier Street Terraced | Terraced | Sept 2022 | n/a | n/a | n/a | £135,000 |
| 2, Napier Street Terraced | Terraced | Mar 2021 | 1,292 sq ft £88/sq ft | 1,292 sq ft | £88 | £113,500 |
| 3, Napier Street Terraced | Terraced | Jul 2019 | 1,216 sq ft £146/sq ft | 1,216 sq ft | £146 | £177,000 |
| Glascoed, Napier Street Terraced | Terraced | Mar 2019 | n/a | n/a | n/a | £175,000 |
Area insights
The neighbourhood around this property.
