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2 bed house for sale Pearces Lane, St. Ives, TR26

Asking price

£395,000

Added on 26/09/2026

Type: Semi-detached
Bedrooms: 2
Bathrooms: 1
Size: £466 per sq ft
Tenure: Freehold

EPC D 62 potential C

Highlights

From the agent's description

Off-street parking
Private garden
Sea views
Open-plan kitchen
Wood burner

About this property

This fabulous semi detached cottage is situated a short walk into St. Ives, to its harbour and beaches. The cottage is close to the town and yet far enough away to feel away from the hustle and bustle and comes with a parking space and some sea views.

The property has been improved by the current owners and offers bright and light accommodation comprising two double bedrooms, and bathroom upstairs whilst downstairs is a lovely open plan sitting/dining room with a wood burning stove and a modern kitchen.

Floorplan

Energy performance

D 62

Current

Potential

92+

81-91

69-80

79 C

55-68

62 D

39-54

21-38

1-20

This home is rated band D, scoring 62 out of 100. The average British home is band D. Its certificate says it could reach band C (79) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,727
Band B

£2,015
Band C

£2,303
Band D

£2,591
Band E

£3,167
Band F

£3,742
Band G

£4,318
Band H

£5,182

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

This home

£466 / sq ft

Area average (sold)

£434 / sq ft

Price per area, sold homes nearby

£267 / sq ft

£466 / sq ft

£630 / sq ft

Lowest

This home

Highest

£466 per sq ft, above the middle of recent sales in TR26 (£267–£630, 10th–90th percentile, 265 sales over 24 months).

Lowest and highest are the 10th and 90th percentiles of 265 homes sold in TR26 over the last 24 months. This home's figure uses its asking price.

Location

Pearces Lane, St. Ives, TR26

Open map Street View

Mortgage and stamp duty

Property price £395,000

£197k £593k

Deposit10% £40,000

£0 £395k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £355,000 mortgage. Most lenders would want a household income of about £79,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales in TR26. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Harbour Lights, 10, Richmond Way TR26 2JY Detached	Detached	Aug 2026	1,518 sq ft £415/sq ft	1,518 sq ft	£415	£630,000
1, Atlantic Lookout, Trelyon Avenue TR26 2AD Terraced	Terraced	Aug 2026	1,464 sq ft £393/sq ft	1,464 sq ft	£393	£575,000
8, White House Close TR26 2QA Detached	Detached	Aug 2026	980 sq ft £495/sq ft	980 sq ft	£495	£485,000
Flat 3, Cheriton House, Market Place TR26 1RZ Flat / maisonette	Flat / maisonette	Aug 2026	183 sq ft £574/sq ft	183 sq ft	£574	£105,000
The Old Launderette, Laity Lane TR26 3HW Detached	Detached	Aug 2026	n/a	n/a	n/a	£120,000
Embla Vean TR26 3AG Detached	Detached	Jul 2026	n/a	n/a	n/a	£405,000
9, The Carracks TR26 3AJ Terraced	Terraced	Jul 2026	915 sq ft £306/sq ft	915 sq ft	£306	£280,000
6, The Terrace TR26 2BL Terraced	Terraced	Jul 2026	1,367 sq ft £324/sq ft	1,367 sq ft	£324	£443,000