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4 bed house for sale Abbot Street, Lincoln, LN5

Asking price

£190,000

Added on 23/09/2026

Type: Terraced
Bedrooms: 4
Tenure: Freehold

About this property

GUIDE PRICE £190,000 - £210,000 A fantastic opportunity for an investor to add to their portfolio with this fully licenced, 4 bedroom-let property located on a popular street just a short walk from Lincoln's lively City Centre, Bringing in a gross rental income of £21,000 per annum. GUIDE PRICE £190,000–£210,000 | FULLY LICENCED HMO | LET AGREED FOR 2026/27 An excellent investment opportunity in the heart of Lincoln, offering an established four-bedroom HMO and attractive rental income potential. Situated on a popular residential street within easy walking distance of Lincoln's vibrant City Centre, this fully licenced HMO presents an exciting opportunity for investors seeking to expand their portfolio with a property that already has tenants lined up for the 2026/27 period.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,549
Band B

£1,807
Band C

£2,065
Band D

£2,323
Band E

£2,839
Band F

£3,356
Band G

£3,872
Band H

£4,646

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Lincoln, 2026/27 bills run from £1,549 a year in band A to £4,646 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Lincoln, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

34 comparables · within 2.8 miles

Cheaper than 91% of the 4-bed houses for sale nearby right now.

This home, £190,000 Median £350,000 · £204,465 – £618,000

Compared with 34 4-bed houses for sale within 2.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Abbot Street, Lincoln, LN5

Open map Street View

Mortgage and stamp duty

Property price £190,000

£95k £285k

Deposit10% £19,000

£0 £190k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £171,000 mortgage. Most lenders would want a household income of about £38,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
7, Abbot Street Terraced	Terraced	Oct 2023	1,001 sq ft £176/sq ft	1,001 sq ft	£176	£176,000
32, Abbot Street Terraced	Terraced	Mar 2023	1,098 sq ft £168/sq ft	1,098 sq ft	£168	£184,000
18, Abbot Street Terraced	Terraced	Jan 2023	1,216 sq ft £177/sq ft	1,216 sq ft	£177	£215,000
2, Abbot Street Terraced	Terraced	Nov 2022	1,119 sq ft £112/sq ft	1,119 sq ft	£112	£125,000
17, Abbot Street Terraced	Terraced	May 2022	1,173 sq ft £157/sq ft	1,173 sq ft	£157	£184,000
1, Abbot Street Terraced	Terraced	Feb 2022	947 sq ft £150/sq ft	947 sq ft	£150	£142,000
7, Abbot Street Terraced	Terraced	Nov 2020	1,001 sq ft £154/sq ft	1,001 sq ft	£154	£154,250
9, Abbot Street Terraced	Terraced	Feb 2020	893 sq ft £106/sq ft	893 sq ft	£106	£94,500