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1 bed flat for sale Duncan Street, Port Bannatyne, PA20

Fixed price

£50,000

Added on 17/10/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Freehold

About this property

THE NEW YORK LOFT STYLE APARTMENT ON AN ISLAND.. **Cash purchase** A truly unique loft-style apartment, beautifully converted and extensively refurbished over a two-year period, offering a wonderful opportunity to enjoy relaxed island living in the heart of Port Bannatyne on the picturesque Isle of Bute. Tucked away just one street back from the waterfront, this charming home enjoys partial views across the marina towards Kames Bay, creating a peaceful coastal setting that's ideal as a permanent residence, weekend retreat or holiday home.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,189
Band B

£1,387
Band C

£1,585
Band D

£1,783
Band E

£2,343
Band F

£2,898
Band G

£3,492
Band H

£4,369

The agent hasn't said which band this home is in; you can look it up on the Scottish Assessors. In Argyll & Bute, 2026/27 bills run from £1,189 a year in band A to £4,369 in band H.

Figures from the Scottish Government (Open Government Licence v3), before the water and sewerage charges billed with council tax. Discounts lower the bill, such as 25% off for an adult living alone.

Location

Duncan Street, Port Bannatyne, PA20

Open map Street View

Mortgage and LBTT

Property price £50,000

£25k £75k

Deposit10% £5,000

£0 £50k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £45,000 mortgage. Most lenders would want a household income of about £10,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.