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5 bed house for sale Charlotte Street, Chester, CH1

Asking price
£375,000
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Added on 23/09/2026

Type
Semi-detached
Bedrooms
5
Bathrooms
3
Tenure
Ask agent
Council tax Band B £1,958 a year

Key features

  • Five Bed HMO
  • Full for next year
  • In very good condition

About this property

A beautifully presented semi-detached house currently utilised as a five letting bedroom HMO producing a healthy annual rental income yield, in an extremely convenient location near to the City Centre. Being sold by a licensed HMO landlord is this five bedroom HMO. In total, the sale of this property represents the opportunity to acquire a substantial period property in a very convenient location with access to the Bache and Chester railway stations as well as the historic Roman city of Chester and the University.

Council tax

Band B £1,958 a year
Per year
  • Band A
    £1,678
  • Band B
    This home: £1,958
  • Band C
    £2,238
  • Band D
    £2,517
  • Band E
    £3,077
  • Band F
    £3,636
  • Band G
    £4,196
  • Band H
    £5,035

This home is in band B, which costs £1,958 a year in Cheshire West and Chester for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cheshire West and Chester, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Location

Charlotte Street, Chester, CH1

Mortgage and stamp duty

Property price £375,000
£187k £563k
Deposit10% £38,000
£0 £375k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £337,000 mortgage. Most lenders would want a household income of about £75,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
Flat C, Waterside Court, Charlotte Street Flat / maisonetteOct 2024n/a£50,000
Flat A, Waterside Court, Charlotte Street Flat / maisonetteMar 2024n/a£56,000
Flat D, Waterside Court, Charlotte Street Flat / maisonetteJan 2024n/a£56,000
Flat B, Waterside Court, Charlotte Street Flat / maisonetteAug 2023n/a£56,000
Flat C, Waterside Court, Charlotte Street Flat / maisonetteAug 2023n/a£56,000
Flat E, Waterside Court, Charlotte Street Flat / maisonetteAug 2023n/a£56,000
Flat D, Waterside Court, Charlotte Street Flat / maisonetteJun 2023n/a£56,000
Flat B, Waterside Court, Charlotte Street Flat / maisonetteJun 2023n/a£56,000

All sales on Charlotte Street → All sold prices in Chester →

Area insights

The neighbourhood around this property.

Marketed by
Leaders, Chester
30 Lower Bridge Street, Chester
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