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2 bed flat for sale Bedford Gardens, Luton, LU3

Guide Price

£225,000

Reduced on 05/10/2026

Type: Flat
Bedrooms: 2
Tenure: Share of freehold

About this property

Looking for your perfect first home or a smart investment opportunity? This well-presented 2-bedroom first-floor apartment ticks all the right boxes. Ideally located just a short walk from Luton Town Centre and the mainline train station, this property offers unbeatable convenience for commuters and town-goers alike.

Situated in a quiet residential block, the apartment boasts generous living space, a bright and airy lounge, fitted kitchen, and two well-proportioned bedrooms — perfect for professionals, couples, or small families. Offered chain free, the property is ready for immediate occupancy or letting, making it a hassle-free move or investment.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,627
Band B

£1,898
Band C

£2,169
Band D

£2,440
Band E

£2,982
Band F

£3,524
Band G

£4,067
Band H

£4,880

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Luton, 2026/27 bills run from £1,627 a year in band A to £4,880 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Luton, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

75 comparables · within 2.9 miles

Priced above 88% of the 2-bed flats for sale nearby right now.

This home, £225,000 Median £180,000 · £147,000 – £242,000

Compared with 75 2-bed flats for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Bedford Gardens, Luton, LU3

Open map Street View

Mortgage and stamp duty

Property price £225,000

£112k £338k

Deposit10% £23,000

£0 £225k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £202,000 mortgage. Most lenders would want a household income of about £45,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
6, Bedford Gardens, New Bedford Road Flat / maisonette	Flat / maisonette	Sept 2025	667 sq ft £349/sq ft	667 sq ft	£349	£233,000
5, Bedford Gardens, New Bedford Road Flat / maisonette	Flat / maisonette	Aug 2024	603 sq ft £365/sq ft	603 sq ft	£365	£220,000
11, Bedford Gardens, New Bedford Road Flat / maisonette	Flat / maisonette	Apr 2022	678 sq ft £324/sq ft	678 sq ft	£324	£220,000
10, Bedford Gardens, New Bedford Road Flat / maisonette	Flat / maisonette	Aug 2021	624 sq ft £352/sq ft	624 sq ft	£352	£220,000
12, Bedford Gardens, New Bedford Road Flat / maisonette	Flat / maisonette	Jan 2021	732 sq ft £286/sq ft	732 sq ft	£286	£209,000
16, Bedford Gardens, New Bedford Road Flat / maisonette	Flat / maisonette	Nov 2019	n/a	n/a	n/a	£175,000
19, Bedford Gardens, New Bedford Road Flat / maisonette	Flat / maisonette	Feb 2018	646 sq ft £341/sq ft	646 sq ft	£341	£220,000
3, Bedford Gardens, New Bedford Road Flat / maisonette	Flat / maisonette	Sept 2017	603 sq ft £368/sq ft	603 sq ft	£368	£222,000