1/8

2 bed flat for sale Commercial Street, Harrogate, HG1

Guide Price

£200,000

Added on 22/10/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Leasehold

About this property

A spacious and well-presented two-bedroom first-floor apartment forming part of this popular, well-maintained development within the centre of Harrogate. The apartment has been appointed to a good standard, with gas central heating, double glazing, and modern kitchen and bathroom fittings. Central Harrogate location, within easy walking distance of excellent amenities including the railway station.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,696
Band B

£1,979
Band C

£2,262
Band D

£2,544
Band E

£3,110
Band F

£3,675
Band G

£4,241
Band H

£5,089

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In North Yorkshire, 2026/27 bills run from £1,696 a year in band A to £5,089 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across North Yorkshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

78 comparables · within 3 miles

Cheaper than 74% of the 2-bed flats for sale nearby right now.

This home, £200,000 Median £250,000 · £160,000 – £505,996

Compared with 78 2-bed flats for sale within 3 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Commercial Street, Harrogate, HG1

Open map Street View

Mortgage and stamp duty

Property price £200,000

£100k £300k

Deposit10% £20,000

£0 £200k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £180,000 mortgage. Most lenders would want a household income of about £40,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 4, 30a, Commercial Street Flat / maisonette	Flat / maisonette	Apr 2026	678 sq ft £129/sq ft	678 sq ft	£129	£87,500
Flat 8, 30a, Commercial Street Flat / maisonette	Flat / maisonette	Mar 2023	689 sq ft £247/sq ft	689 sq ft	£247	£170,000
Flat 15, 30a, Commercial Street Flat / maisonette	Flat / maisonette	Nov 2022	678 sq ft £229/sq ft	678 sq ft	£229	£155,000
Flat 14, 30a, Commercial Street Flat / maisonette	Flat / maisonette	Nov 2022	678 sq ft £246/sq ft	678 sq ft	£246	£167,000
Flat 6, 30a, Commercial Street Flat / maisonette	Flat / maisonette	Mar 2022	624 sq ft £256/sq ft	624 sq ft	£256	£160,000
Flat 3, 30a, Commercial Street Flat / maisonette	Flat / maisonette	Aug 2021	603 sq ft £133/sq ft	603 sq ft	£133	£80,000
Flat 2, 30a, Commercial Street Flat / maisonette	Flat / maisonette	Jun 2021	689 sq ft £225/sq ft	689 sq ft	£225	£155,000
Flat 12, 30a, Commercial Street Flat / maisonette	Flat / maisonette	Mar 2020	732 sq ft £219/sq ft	732 sq ft	£219	£160,000