1/8
New home
£160,000
2 beds · 1 bath
Havelock Street, KETTERING
0 miles
away
Freehold
Added on 16/09/2026 William H. Brown
Auction
1/13
Auction
1/13
£105,000
Guide Price 3 bed flat for sale Havelock Street, Kettering
3
beds 1
bath Ground floor flat
For sale by auction Leasehold
Added on 16/09/2026
About this property
This three-bedroom apartment offers an excellent investment opportunity, currently tenanted and generating a potential annual rental yield of 8.5%. Situated close to Kettering Town Centre, the property benefits from easy access to local amenities, including shops, restaurants, and public transport links. Spread across two levels, the apartment features a spacious living room, a modern kitchen, and a family bathroom with a bathtub on the ground floor. The basement level houses three generously sized bedrooms and an additional shower room, providing added convenience and flexibility for tenants. With a thoughtful layout and prime location, this property is ideal for investors seeking a reliable rental income and long-term growth potential.
Key features
- Sale by Modern Auction (T&Cs apply)
- Subject to an undisclosed Reserve Price
- Buyers fees apply
- Tenant in situ - immediate rental income
- Potential annual rental yield of 8.5%
- Three bedrooms with two bathrooms
- Split level layout for added privacy
- Ideal for buy-to-let investors
Floorplan
Location
Havelock Street, Kettering, NN16 9PZ
- Council tax
- Band D (Approx £2,424/year)The agent has not stated the band, so band D is shown as the local reference: North Northamptonshire's 2026/27 area average, including the typical parish precept. The actual band and any discounts change the bill.
Mortgage and stamp duty
Property price £105,000
£52k £158k
Deposit10% £11,000
£0 £105k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £94,000 mortgage. Most lenders would want a household income of about £21,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Historic sold prices nearby
HM Land Registry sales in NN16 9PZ. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| 16, Havelock Street Terraced | Terraced | Nov 2025 | 883 sq ft £159/sq ft | 883 sq ft | £159 | £140,000 |
| Apartment 5, Havelock Mews, Havelock Street Flat / maisonette | Flat / maisonette | Oct 2025 | 614 sq ft £196/sq ft | 614 sq ft | £196 | £119,995 |
| 56, Havelock Street Flat / maisonette | Flat / maisonette | May 2024 | 484 sq ft £186/sq ft | 484 sq ft | £186 | £90,000 |
| 32, Havelock Street Terraced | Terraced | Aug 2023 | 861 sq ft £160/sq ft | 861 sq ft | £160 | £138,000 |
| 49, Havelock Street Terraced | Terraced | Jul 2023 | 883 sq ft £211/sq ft | 883 sq ft | £211 | £186,000 |
| 43, Havelock Street Terraced | Terraced | Sept 2022 | 904 sq ft £164/sq ft | 904 sq ft | £164 | £148,000 |
| 27, Havelock Street Terraced | Terraced | Sept 2022 | 936 sq ft £171/sq ft | 936 sq ft | £171 | £160,000 |
| 54, Havelock Street Terraced | Terraced | Jan 2022 | 764 sq ft £190/sq ft | 764 sq ft | £190 | £145,000 |
All sales on Havelock Street → All sold prices in Kettering →
Area insights
The neighbourhood around this property.
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