2 bed house for sale Derran Drive, Cardenden, Lochgelly, KY5 0JJ

2 beds 1 bath Terraced House

Tenure: ask agent

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About this property

Situated within a popular residential area of Cardenden, this well-proportioned two-bedroom mid-terraced villa offers an excellent opportunity for first-time buyers, downsizers or investors. Offering generous room sizes throughout and presented in good overall condition, the property provides comfortable accommodation with excellent potential for a purchaser to modernise and add their own personal touch over time. The property is entered via a welcoming entrance hallway leading into a bright and spacious living room, featuring a fireplace and offering ample space for both lounge and dining furniture.

Key features

Two bedroom terraced house
Popular residential area
Ideal first time buy
Investment opportunity
Front and rear garden
Double glazing and electric heating

Floorplan

Location

Derran Drive, Cardenden, Lochgelly, KY5 0JJ

Open map Street View

Council tax: Band D (Approx £1,574/year)

Mortgage and LBTT

Property price £100,000

£50k £150k

Deposit10% £10,000

£0 £100k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £90,000 mortgage. Most lenders would want a household income of about £20,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.