1/8
£200,000
2 beds · 1 bath · 626 sq ft
Commercial Street, HARROGATE
0.03 miles
away
Leasehold
Added on 16/09/2026 
1/7
1/7
£120,000
Asking price 1 bed flat for sale Baines House, Cheltenham Mount, Harrogate, HG1 1DP
1
bed 1
bath Flat
Leasehold
Added on 16/09/2026
About this property
NO ONWARD CHAIN, INVESTORS ONLY, 7.57% YEILD. Located in Baines House this rare opportunity to acquire this one bedroom rental apartment in a prime town centre location.
Key features
- NO ONWARD CHAIN
- Investors only (tenant in situ)
- 7.57% yeild
- Two top floor apartment
- Town centre location
- Council Tax Band A
Floorplan
Location
Baines House, Cheltenham Mount, Harrogate, HG1 1DP
- Council tax
- Band A (Approx £1,696/year)North Yorkshire's 2026/27 area average, including the typical parish precept for band A. Your bill may differ: single-person and other discounts may apply.
Mortgage and stamp duty
Property price £120,000
£60k £180k
Deposit10% £12,000
£0 £120k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £108,000 mortgage. Most lenders would want a household income of about £24,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Historic sold prices nearby
HM Land Registry sales in HG1 1DP. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Apartment 2, 2a, Cheltenham Mount Flat / maisonette | Flat / maisonette | Sept 2025 | 506 sq ft £231/sq ft | 506 sq ft | £231 | £117,000 |
| Apartment 5, 2a, Cheltenham Mount Flat / maisonette | Flat / maisonette | Aug 2022 | 377 sq ft £292/sq ft | 377 sq ft | £292 | £110,000 |
| Apartment 1, 2a, Cheltenham Mount Flat / maisonette | Flat / maisonette | May 2021 | 398 sq ft £251/sq ft | 398 sq ft | £251 | £100,000 |
| Apartment 4, 2a, Cheltenham Mount Flat / maisonette | Flat / maisonette | Aug 2019 | — | — | — | £116,000 |
| Apartment 9, 2a, Cheltenham Mount Flat / maisonette | Flat / maisonette | Aug 2019 | 570 sq ft £209/sq ft | 570 sq ft | £209 | £119,000 |
| Apartment 11, 2a, Cheltenham Mount Flat / maisonette | Flat / maisonette | Nov 2018 | — | — | — | £89,000 |
| Apartment 6, 2a, Cheltenham Mount Flat / maisonette | Flat / maisonette | Jul 2018 | 506 sq ft £243/sq ft | 506 sq ft | £243 | £123,000 |
| Apartment 10, 2a, Cheltenham Mount Flat / maisonette | Flat / maisonette | Jun 2017 | 495 sq ft £210/sq ft | 495 sq ft | £210 | £103,777 |
Area insights
The neighbourhood around this property.
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