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1 bed flat for sale John Street, Luton, LU1

Asking price

£135,000

Added on 16/09/2026

Type: Flat
Bedrooms: 1
Bathrooms: 1
Tenure: Ask agent; 115 years left(from the agent's description)

* From the agent's description. Check it with them before you rely on it.

Key features

GROUND FLOOR MAISONETTE
LONG LEASE OF 115 YEARS REMAINING
BRIGHT OPEN-PLAN LIVING / DINING AREA
REFITTED CONTEMPORARY BATHROOM
SPACIOUS DOUBLE BEDROOM WITH BUILT-IN STORAGE
SOUGHT-AFTER THE ELMS LOCATION (LU1)
IDEAL FOR FIRST-TIME BUYERS OR BUY-TO-LET INVESTORS

About this property

GROUND FLOOR MAISONETTE
LONG LEASE OF 115 YEARS REMAINING
BRIGHT OPEN-PLAN LIVING / DINING AREA
REFITTED CONTEMPORARY BATHROOM
SPACIOUS DOUBLE BEDROOM WITH BUILT-IN STORAGE
SOUGHT-AFTER THE ELMS LOCATION (LU1)
IDEAL FOR FIRST-TIME BUYERS OR BUY-TO-LET INVESTORS

This well-presented one-bedroom maisonette is situated within the popular Elms development in Luton, offering a smart and practical home ideally suited to first-time buyers and buy-to-let investors achieving £1,100 per month (£13,200 per annum), offering an attractive gross yield of approximately 9.4%.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,627
Band B

£1,898
Band C

£2,169
Band D

£2,440
Band E

£2,982
Band F

£3,524
Band G

£4,067
Band H

£4,880

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Luton, 2026/27 bills run from £1,627 a year in band A to £4,880 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Luton, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

September 2026 £135,000

1 bed · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

83 comparables · within 2.9 miles

Cheaper than 57% of the 1-bed flats for sale nearby right now.

This home, £135,000 Median £145,000 · £100,000 – £193,960

Compared with 83 1-bed flats for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

John Street, Luton, LU1

Open map Street View

Mortgage and stamp duty

Property price £135,000

£67k £203k

Deposit10% £14,000

£0 £135k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £121,000 mortgage. Most lenders would want a household income of about £27,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
Flat 24, The Elms, 26, John Street Flat / maisonette	Flat / maisonette	May 2026	527 sq ft £284/sq ft	527 sq ft	£284	£150,000
Flat 42, The Elms, 26, John Street Flat / maisonette	Flat / maisonette	Aug 2024	527 sq ft £284/sq ft	527 sq ft	£284	£150,000
Flat 29, The Elms, 26, John Street Flat / maisonette	Flat / maisonette	Oct 2023	517 sq ft £329/sq ft	517 sq ft	£329	£170,000
Flat 36, The Elms, 26, John Street Flat / maisonette	Flat / maisonette	Feb 2023	646 sq ft £310/sq ft	646 sq ft	£310	£200,000
Flat 47, The Elms, 26, John Street Flat / maisonette	Flat / maisonette	Mar 2021	506 sq ft £346/sq ft	506 sq ft	£346	£175,000
Flat 24, The Elms, 26, John Street Flat / maisonette	Flat / maisonette	Dec 2020	527 sq ft £284/sq ft	527 sq ft	£284	£150,000
Flat 12, The Elms, 26, John Street Flat / maisonette	Flat / maisonette	Oct 2019	527 sq ft £313/sq ft	527 sq ft	£313	£165,000
Flat 51, The Elms, 26, John Street Flat / maisonette · new build	Flat / maisonette · new build	May 2019	n/a	n/a	n/a	£149,500