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2 bed flat for sale Cheltenham Gardens, Loughton, IG10

In Excess of

£375,000

Added on 11/03/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Tenure: Leasehold; 923 years left(from the agent's description)

Ground rent £14 a year Council tax Band C £2,024 a year

* From the agent's description. Check it with them before you rely on it.

Key features

Chain Free
Split Level Maisonette
Easy Access To Loughton Station
Garage
Large Rear Garden
Two Reception Spaces
Modern Kitchen
Contemporary Family Shower Room
Living Room & Separate Dining Space
Excellent Location

About this property

Ideally located in Loughton with excellent access to the Central Line station, this split level maisonette is offered with no onward chain and benefits from its own private front door. The property comprises two separate reception rooms, providing an ideal layout with one suitable as a comfortable living space and the other as a dedicated dining area. There is also a separate kitchen, two bedrooms and a contemporary family shower room.

Council tax

Band C £2,024 a year

Per year

Band A

£1,518
Band B

£1,771
Band C

This home: £2,024
Band D

£2,277
Band E

£2,783
Band F

£3,289
Band G

£3,795
Band H

£4,554

This home is in band C, which costs £2,024 a year in Epping Forest for 2026/27. The band is from the agent's description, so check it before you rely on it.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Epping Forest, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

100 comparables · within 2.9 miles

Priced around the middle of the 2-bed flats for sale nearby right now.

This home, £375,000 Median £375,000 · £298,500 – £598,000

Compared with 100 2-bed flats for sale within 2.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Cheltenham Gardens, Loughton, IG10

Open map Street View

Mortgage and stamp duty

Property price £375,000

£187k £563k

Deposit10% £38,000

£0 £375k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £337,000 mortgage. Most lenders would want a household income of about £75,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
47, Cheltenham Gardens Flat / maisonette	Flat / maisonette	Sept 2024	614 sq ft £607/sq ft	614 sq ft	£607	£372,500
23, Cheltenham Gardens Flat / maisonette	Flat / maisonette	Aug 2023	506 sq ft £721/sq ft	506 sq ft	£721	£365,000
35, Cheltenham Gardens Flat / maisonette	Flat / maisonette	Mar 2021	549 sq ft £565/sq ft	549 sq ft	£565	£310,000
8, Cheltenham Gardens Semi-detached	Semi-detached	Jul 2019	1,475 sq ft £434/sq ft	1,475 sq ft	£434	£640,000
7, Cheltenham Gardens Flat / maisonette	Flat / maisonette	Dec 2018	807 sq ft £436/sq ft	807 sq ft	£436	£352,000
25, Cheltenham Gardens Flat / maisonette	Flat / maisonette	Dec 2016	624 sq ft £506/sq ft	624 sq ft	£506	£316,000
17, Cheltenham Gardens Flat / maisonette	Flat / maisonette	Apr 2016	463 sq ft £555/sq ft	463 sq ft	£555	£257,000
41, Cheltenham Gardens Flat / maisonette	Flat / maisonette	Oct 2015	549 sq ft £501/sq ft	549 sq ft	£501	£275,000