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3 bed house for sale Gainsborough, DN21

Asking price
£120,000
Martin & Co logo

Added on 16/09/2026

Type
House
Bedrooms
3
Tenure
Freehold

Key features

  • Modern Semi Detached House
  • Three Bedrooms
  • Gas Central Heating
  • Tenant In Situ
  • £775 PCM

About this property

Estate agents operating in the UK are required to conduct Anti-Money Laundering (AML) checks in compliance with the regulations set forth by HM Revenue and Customs (HMRC) for all property transactions. It is mandatory for both buyers and sellers to successfully complete these checks before any property transaction can proceed.

Council tax

Ask agent
Per year
  • Band A
    £1,570
  • Band B
    £1,831
  • Band C
    £2,093
  • Band D
    £2,354
  • Band E
    £2,877
  • Band F
    £3,401
  • Band G
    £3,924
  • Band H
    £4,709

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In West Lindsey, 2026/27 bills run from £1,570 a year in band A to £4,709 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across West Lindsey, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

20 comparables · within 1.9 miles

Cheaper than 55% of the 3-bed houses for sale nearby right now.

This home, £120,000 Median £135,000 · £92,250 – £207,000

Compared with 20 3-bed houses for sale within 1.9 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Gainsborough, DN21

Mortgage and stamp duty

Property price £120,000
£60k £180k
Deposit10% £12,000
£0 £120k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years

A £108,000 mortgage. Most lenders would want a household income of about £24,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

AddressSoldSizePrice
13, Forster Street Semi-detachedSept 20241,087 sq ft £120/sq ft£130,000
33, Forster Street Semi-detachedJul 20241,012 sq ft £123/sq ft£124,000
40, Forster Street Semi-detachedJul 20221,012 sq ft £124/sq ft£125,000
10, Forster Street Semi-detachedMar 20221,023 sq ft £103/sq ft£105,000
16, Forster Street Semi-detachedOct 20211,012 sq ft £99/sq ft£100,000
33, Forster Street Semi-detachedAug 20211,012 sq ft £98/sq ft£99,000
31, Forster Street TerracedMay 20201,033 sq ft £73/sq ft£75,000
24, Forster Street TerracedDec 20191,001 sq ft £105/sq ft£105,000

All sold prices in Gainsborough →

Area insights

The neighbourhood around this property.

Marketed by
Martin & Co, Gainsborough
The Engine House, Marshalls Yard, Beaumont Street, Gainsborough, Lincolnshire
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