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2 bed house for sale The Quay, Polruan

Asking price

£275,000

Added yesterday

Type: Semi-detached
Bedrooms: 2
Tenure: Freehold

Key features

CHARMING TWO BEDROOM COTTAGE
STONES THROW FROM THE HISTORIC HARBOUR, BEACH AND AMENITIES
REAR TERRACE AND SITTING OUT AREA WITH VIEW OF ESTUARY
**VACANT POSSESSION, CHAIN FREE**
WOULD MAKE AN INDEAL SECOND HOME/HOLIDAY LET
COUNCIL TAX RATING - C
EPC - D
TENURE - FREEHOLD

About this property

LOCATION Polruan lies on the east bank of the river Fowey, just inside the entrance to Fowey harbour. The village has its own general stores, sub post office, tea rooms, two public houses and a long established boat building and repair yard. The village is connected to Fowey, which has a wider range of small shops and businesses catering for most day to day needs, by a regular passenger ferry.

Floorplan

Council tax

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Location

The Quay, Polruan

In the Cornwall National Landscape, an Area of Outstanding Natural Beauty. Contains Natural England data © Natural England, Open Government Licence v3.

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Mortgage and stamp duty

Property price £275,000

£137k £413k

Deposit10% £28,000

£0 £275k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £247,000 mortgage. Most lenders would want a household income of about £55,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.