1/29
Retirement
£162,500
Flat · 1 bed · 1 bath · 581 sq ft
Newgate Street, Cottingham, HU16
Leasehold
1/15
1/15
1 bed flat for sale Newgate Street, Cottingham, HU16
Asking price
£150,000
Reduced on 20/10/2026
Reduced on 20/10/2026
Retirement home
- Type
- Flat
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- £263 per sq ft
- Tenure
- Leasehold
- 989 years left(from the agent's description)
Service charge £3,369 a year(from the agent's description)Ground rent £425 a year(from the agent's description) EPC Energy rating band B 89
* From the agent's description. Check it with them before you rely on it.
Key features
- One-bedroom corner retirement apartment
- First-floor east-facing position
- Juliet balcony overlooking gardens
- Attractive communal garden outlook
- McCarthy Stone Retirement Living
- Bus stop directly outside
- Shops within 350 metres
- Close to Cottingham amenities
- Desirable corner apartment position
- Ask about current incentives
About this property
Development Overview
The Laureates is a McCarthy & Stone Retirement Living development for the over 60s, comprising 32 one and two-bedroom apartments.
The development benefits from an on-site House Manager, 24-hour emergency call system, camera door entry, Homeowners’ Lounge and Guest Suite.
Located in the heart of Cottingham, shops, cafés, supermarkets and local amenities are all within easy reach. Bus stops are positioned directly outside, with regular services towards Hull and Beverley, while Cottingham Railway Station provides further connections across the region.
Floorplan
Energy performance
Energy rating band B 89
Current
Potential
92+
A
81-91
B
Current rating: 89 B
Potential rating: 89 B
69-80
C
55-68
D
39-54
E
21-38
F
1-20
G
This home is rated band B, scoring 89 out of 100. The average British home is band D.
Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.
Council tax
Ask agent
Per year
- Band A£1,644
- Band B£1,918
- Band C£2,192
- Band D£2,466
- Band E£3,014
- Band F£3,562
- Band G£4,110
- Band H£4,932
The agent hasn't said which band this home is in; you can look it up on GOV.UK. In East Riding of Yorkshire, 2026/27 bills run from £1,644 a year in band A to £4,932 in band H.
Figures from MHCLG (Open Government Licence v3): the average bill for each band across East Riding of Yorkshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.
Price guide
This home
£263 / sq ft
Area average (sold)
£240 / sq ft
Price per area, sold homes nearby
£171 / sq ft
£263 / sq ft
£310 / sq ft
Lowest
This home
Highest
£263 per sq ft, above the middle of recent sales in HU16 (£171–£310, 10th–90th percentile, 569 sales over 24 months).
Lowest and highest are the 10th and 90th percentiles of 569 homes sold in HU16 over the last 24 months. This home's figure uses its asking price. All sold £/sq ft in HU16 →
Location
Newgate Street, Cottingham, HU16
Mortgage and stamp duty
Property price £150,000
£75k £225k
Deposit10% £15,000
£0 £150k
Interest rate 4.5%
0.5% 15%
Repayment period 25 years
5 years 40 years
A £135,000 mortgage. Most lenders would want a household income of about £30,000 to support it.
A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.
Properties sold nearby
HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.
| Address | Type | Sold | Size | Size | £/sq ft | Price |
|---|---|---|---|---|---|---|
| Flat 21, The Laureates, Newgate Street Flat / maisonette | Flat / maisonette | Jun 2026 | 678 sq ft £214/sq ft | 678 sq ft | £214 | £145,000 |
| Flat 32, The Laureates, Newgate Street Flat / maisonette | Flat / maisonette | Feb 2026 | 678 sq ft £186/sq ft | 678 sq ft | £186 | £126,000 |
| Flat 12, The Laureates, Newgate Street Flat / maisonette | Flat / maisonette | Jul 2025 | 570 sq ft £280/sq ft | 570 sq ft | £280 | £160,000 |
| Flat 8, The Laureates, Newgate Street Flat / maisonette | Flat / maisonette | Mar 2025 | 818 sq ft £354/sq ft | 818 sq ft | £354 | £290,000 |
| Flat 6, The Laureates, Newgate Street Flat / maisonette | Flat / maisonette | Jul 2023 | 635 sq ft £354/sq ft | 635 sq ft | £354 | £225,000 |
| Flat 2, The Laureates, Newgate Street Flat / maisonette | Flat / maisonette | Jan 2023 | 807 sq ft £322/sq ft | 807 sq ft | £322 | £260,000 |
| Flat 15, The Laureates, Newgate Street Flat / maisonette | Flat / maisonette | Jan 2022 | 603 sq ft £315/sq ft | 603 sq ft | £315 | £190,000 |
| Flat 12, The Laureates, Newgate Street Flat / maisonette | Flat / maisonette | Jun 2021 | 570 sq ft £224/sq ft | 570 sq ft | £224 | £128,000 |
All sales on Newgate Street → All sold prices in Cottingham →
Area insights
The neighbourhood around this property.
