4 bed house for sale Hadlow Gardens, Kettering, NN16

Asking price

£190,000

Added on 13/10/2026

50% share · £380,000 full value New home

Type: Detached
Bedrooms: 4
Bathrooms: 2
Size: £160 per sq ft
Tenure: Leasehold

Key features

Full market value: £380,000
50% share price: £190,000
Illustrative 5% deposit: £9,500
Mortgage required with this deposit: £180,500
Monthly rent on the remaining 50%: £435.42
Estimated monthly service and other charges: £93.68

About this property

The Ruby | Four-bedroom detached home | 50% share: £190,000 Discover your ideal home at Goldsmith’s Green in The Ruby. Combining four-bedroom detached living, a private outdoor garden, and versatile room to gather or relax, this property offers plenty of space to flourish. Secure a 50% share at £190,000, supported by an initial 5% deposit equal to £9,500.

Floorplan

Council tax

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Location

Hadlow Gardens, Kettering, NN16

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Mortgage and stamp duty

Property price £190,000

£95k £285k

Deposit10% £19,000

£0 £190k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £171,000 mortgage. Most lenders would want a household income of about £38,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.