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2 bed flat for sale Santa Cruz, Milton Keynes, MK3

Asking price

£190,000

Added on 23/09/2026

Type: Flat
Bedrooms: 2
Size: £26 per sq ft
Tenure: Leasehold

Highlights

From the agent's description

Chain free
Allocated parking
En-suite
Top floor

About this property

A stylish TWO-BEDROOM TOP-FLOOR apartment in the heart of Newton Leys, offering modern living, allocated parking and NO UPPER CHAIN.

Modern, well presented and ready to move into, this attractive apartment is ideal for first-time buyers, professionals, investors or those looking to downsize. The property features a spacious living/dining area, complemented by a modern fitted kitchen, creating a great space for everyday living and entertaining.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,684
Band B

£1,965
Band C

£2,246
Band D

£2,527
Band E

£3,088
Band F

£3,650
Band G

£4,211
Band H

£5,053

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Buckinghamshire, 2026/27 bills run from £1,684 a year in band A to £5,053 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Buckinghamshire, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Price guide

47 comparables · within 2.8 miles

Cheaper than 62% of the 2-bed flats for sale nearby right now.

This home, £190,000 Median £205,000 · £149,580 – £285,000

Compared with 47 2-bed flats for sale within 2.8 miles, on the market now or already under offer. The range is the middle 80% of their asking prices.

Location

Santa Cruz, Milton Keynes, MK3

Open map Street View

Mortgage and stamp duty

Property price £190,000

£95k £285k

Deposit10% £19,000

£0 £190k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £171,000 mortgage. Most lenders would want a household income of about £38,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
46, Santa Cruz Avenue Semi-detached	Semi-detached	Sept 2025	1,259 sq ft £318/sq ft	1,259 sq ft	£318	£400,000
Flat 6, 44, Santa Cruz Avenue Flat / maisonette	Flat / maisonette	Jul 2025	667 sq ft £297/sq ft	667 sq ft	£297	£198,000
Flat 1, 62, Santa Cruz Avenue Flat / maisonette	Flat / maisonette	Feb 2025	635 sq ft £362/sq ft	635 sq ft	£362	£230,000
Flat 2, 44, Santa Cruz Avenue Flat / maisonette	Flat / maisonette	Aug 2023	635 sq ft £323/sq ft	635 sq ft	£323	£205,000
54, Santa Cruz Avenue Semi-detached · new build	Semi-detached · new build	Dec 2022	1,259 sq ft £341/sq ft	1,259 sq ft	£341	£430,000
50, Santa Cruz Avenue Terraced · new build	Terraced · new build	Dec 2022	710 sq ft £408/sq ft	710 sq ft	£408	£290,000
48, Santa Cruz Avenue Semi-detached · new build	Semi-detached · new build	Dec 2022	1,259 sq ft £345/sq ft	1,259 sq ft	£345	£435,000
46, Santa Cruz Avenue Semi-detached · new build	Semi-detached · new build	Dec 2022	1,259 sq ft £333/sq ft	1,259 sq ft	£333	£420,000