1 bed flat for sale Flat 3, Effingham Street, Ramsgate, Kent, CT11

1 bed 1 bath Mid Terrace Flat

Freehold

Added on 16/09/2026

About this property

** SECOND FLOOR FLAT, FREEHOLD, ONE DOUBLE BEDROOM, MODERN BATHROOM/WC, IDEAL FIRST TIME BUY/HOLIDAY HOME, CENTRAL RAMSGATE LOCATION, EPC E, COUNCIL TAX BAND A ** Your Move are delighted to present this one bedroom freehold flat, in a central town location, which briefly comprises of a communal entrance, stairs to the second floor main entrance, a lounge/kitchen area, modern family bathroom/WC and a good-sized double bedroom area. EPC E, Council tax band A. Main Page: ** SECOND FLOOR FLAT, FREEHOLD, ONE DOUBLE BEDROOM, MODERN BATHROOM/WC, IDEAL FIRST TIME BUY/HOLIDAY HOME, CENTRAL RAMSGATE LOCATION, EPC GRADE E, COUNCIL TAX BAND A **Your Move are delighted to present this one bedroom freehold flat, in a central town location, which briefly comprises of a communal entrance, stairs to the second floor main entrance, a lounge/kitchen area, modern family bathroom/WC and a good-sized double bedroom area.

Key features

One Double Bedroom
Freehold Flat
Second Floor
Ideal First Time Buy
Ideal Holiday Home
Central Location
Close to the Harbour
Modern Bathroom/WC
EPC Grade E
Council tax band A

Floorplan

Location

Flat 3, Effingham Street, Ramsgate, Kent, CT11

Open map Street View

Council tax band: A

Mortgage and stamp duty

Property price £90,000

£45k £135k

Deposit10% £9,000

£0 £90k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £81,000 mortgage. Most lenders would want a household income of about £18,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.