1/20

2 bed house for sale St. James Street, Penzance, TR18

Asking price

£180,000

Reduced on 29/09/2026

Type: Terraced
Bedrooms: 2
Bathrooms: 1
Size: £265 per sq ft
Tenure: Freehold

EPC D 67 potential C

About this property

2 Bedroom Terrace House

in the heart of Penzance. Shops, cafes, bars are on your doorstep. Walking distance to the fabulous, gardens, promenade and art deco Jubilee Pool. 5 minutes' walk to the bus and train terminals. Literally a minutes' walk from Penzance town centre.

This property provides a living room, kitchen and dining on the ground floor. There are 2 bedrooms and a bathroom on the first floor. A sunny courtyard at the rear.

Floorplan

Energy performance

D 67

Current

Potential

92+

81-91

69-80

80 C

55-68

67 D

39-54

21-38

1-20

This home is rated band D, scoring 67 out of 100. The average British home is band D. Its certificate says it could reach band C (80) if the improvements it recommends were carried out.

Read from the certificate published with this listing, so it may not be the latest one. Check the government EPC register for the full certificate and its recommendations.

Council tax

Ask agent

Per year

Band A

£1,727
Band B

£2,015
Band C

£2,303
Band D

£2,591
Band E

£3,167
Band F

£3,742
Band G

£4,318
Band H

£5,182

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Cornwall, 2026/27 bills run from £1,727 a year in band A to £5,182 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Cornwall, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Reduced

September 2026 £180,000

Was £190,000
Listed

September 2026 £190,000

2 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the house number.

Price guide

29 comparables · within 2.7 miles

Cheaper than 86% of the 2-bed houses for sale nearby right now.

This home, £180,000 Median £240,000 · £180,000 – £358,000

Per square foot

£265 10% under

2-bed houses nearby £294

Against sold prices

11% under

TR18 sold median £297 / sq ft, 489 sales

Compared with 29 2-bed houses for sale within 2.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in TR18 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in TR18 →

Location

St. James Street, Penzance, TR18

Open map Street View

Mortgage and stamp duty

Property price £180,000

£90k £270k

Deposit10% £18,000

£0 £180k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £162,000 mortgage. Most lenders would want a household income of about £36,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
29, St James Street Terraced	Terraced	Apr 2025	743 sq ft £259/sq ft	743 sq ft	£259	£192,000
25, St James Street Terraced	Terraced	Mar 2025	689 sq ft £327/sq ft	689 sq ft	£327	£225,000
22, St James Street Terraced	Terraced	Jul 2024	635 sq ft £305/sq ft	635 sq ft	£305	£194,000
10, St James Street Terraced	Terraced	Nov 2023	614 sq ft £297/sq ft	614 sq ft	£297	£182,500
25, St James Street Terraced	Terraced	May 2023	689 sq ft £250/sq ft	689 sq ft	£250	£172,500
1, St James Street Terraced	Terraced	Sept 2022	1,453 sq ft £258/sq ft	1,453 sq ft	£258	£375,000
17, St James Street Terraced	Terraced	Aug 2022	592 sq ft £338/sq ft	592 sq ft	£338	£200,000
30, St James Street Terraced	Terraced	Jul 2022	850 sq ft £270/sq ft	850 sq ft	£270	£230,000