6 bed house for sale Albert Crescent, Lincoln, Lincolnshire, LN1

6 beds 5 baths Mid Terrace House

Freehold

Added on 16/09/2026

About this property

13 Albert Crescent, Lincoln, LN1 1LX. Positioned in the highly sought-after Uphill area of Lincoln, this well-located six-bedroom HMO presents an excellent turnkey investment opportunity. Fully let to students and secured on a tenancy agreement through to August 2026 & re-let for the following academic year, the property offers immediate and reliable rental income.

Key features

Fully Licensed HMO
Mid-Terraced
Let to Students
Six Bedrooms
Annual Gross Return of £42,000
City of Lincoln Council
Council Tax Band B
EPC Grade D

Floorplan

Location

Albert Crescent, Lincoln, Lincolnshire, LN1

Open map Street View

Council tax band: B

Mortgage and stamp duty

Property price £450,000

£225k £675k

Deposit10% £45,000

£0 £450k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £405,000 mortgage. Most lenders would want a household income of about £90,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.