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2 bed flat for sale Ballards Lane, London, N12

OIEO

£275,000

Added on 24/09/2026

Type: Flat
Bedrooms: 2
Bathrooms: 1
Size: £417 per sq ft
Tenure: Leasehold

Key features

Two bedrooms
Separate kitchen
Long lease
High street apartment
Chain free

About this property

Positioned above the vibrant high street, the property benefits from immediate access to an excellent selection of shops, cafés, restaurants, and everyday amenities. The accommodation comprises a bright and generously sized reception room, a separate fitted kitchen, two well-proportioned bedrooms, and a family bathroom. Large windows allow for plenty of natural light throughout, creating a bright and welcoming living environment.

Floorplan

Council tax

Ask agent

Per year

Band A

£1,422
Band B

£1,659
Band C

£1,896
Band D

£2,133
Band E

£2,607
Band F

£3,080
Band G

£3,554
Band H

£4,265

The agent hasn't said which band this home is in; you can look it up on GOV.UK. In Barnet, 2026/27 bills run from £1,422 a year in band A to £4,265 in band H.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Barnet, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone.

Property timeline

Listed

September 2026 £275,000

2 beds · 1 bath · this listing

Past sales can't be shown: the agent hasn't given the flat number.

Price guide

100 comparables · within 1 mile

Cheaper than 96% of the 2-bed flats for sale nearby right now.

This home, £275,000 Median £400,000 · £325,000 – £536,500

Per square foot

£417 24% under

2-bed flats nearby £549

Against sold prices

31% under

N12 sold median £606 / sq ft, 479 sales

Compared with 100 2-bed flats for sale within 1 mile, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in N12 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in N12 →

Location

Ballards Lane, London, N12

Open map Street View

Mortgage and stamp duty

Property price £275,000

£137k £413k

Deposit10% £28,000

£0 £275k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £247,000 mortgage. Most lenders would want a household income of about £55,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
323a - 323b, Ballards Lane Terraced	Terraced	Aug 2025	n/a	n/a	n/a	£485,000
355b, Ballards Lane Flat / maisonette	Flat / maisonette	May 2025	710 sq ft £303/sq ft	710 sq ft	£303	£215,000
353b, Ballards Lane Flat / maisonette	Flat / maisonette	Dec 2011	710 sq ft £310/sq ft	710 sq ft	£310	£220,000
359, Ballards Lane Terraced	Terraced	Nov 2008	n/a	n/a	n/a	£500,000
355b, Ballards Lane Flat / maisonette	Flat / maisonette	May 2008	710 sq ft £289/sq ft	710 sq ft	£289	£205,000
323a - 323b, Ballards Lane Terraced	Terraced	May 2007	n/a	n/a	n/a	£230,000
343a, Ballards Lane Flat / maisonette	Flat / maisonette	Mar 2007	721 sq ft £194/sq ft	721 sq ft	£194	£140,000
343b, Ballards Lane Flat / maisonette	Flat / maisonette	Mar 2007	n/a	n/a	n/a	£165,000