1/15

3 bed house for sale St. Marys Road, Cowes, PO31

Asking price

£194,500

Added on 25/09/2026

Type: Terraced
Bedrooms: 3
Bathrooms: 1
Size: £226 per sq ft
Tenure: Ask agent

Council tax Band B £2,042 a year

Key features

Three Bedroom End Terrace.
Two Double Bedrooms.
Attic Bedroom / Versatile Space.
Private Rear Garden.
Fantastic Modernisation Opportunity.
Central Cowes Location.

About this property

CHAIN FREE! Situated on the ever-popular St Mary’s Road, this three bedroom end of terrace home presents an excellent opportunity for those looking to modernise and create a home of their own in the heart of Cowes.

Set back from the main road, the property opens into a light and airy living room, with the accommodation flowing through to the kitchen/diner, creating a practical and sociable space for everyday living. A family bathroom completes the ground floor.

Floorplan

Council tax

Band B £2,042 a year

Per year

Band A

£1,751
Band B

This home: £2,042
Band C

£2,334
Band D

£2,626
Band E

£3,209
Band F

£3,793
Band G

£4,376
Band H

£5,252

This home is in band B, which costs £2,042 a year in Isle of Wight for 2026/27.

Figures from MHCLG (Open Government Licence v3): the average bill for each band across Isle of Wight, including the typical parish precept, so a parish's own bill can differ a little. Discounts lower the bill, such as 25% off for an adult living alone. Check a home's band on GOV.UK.

Price guide

32 comparables · within 2.7 miles

Cheaper than 100% of the 3-bed houses for sale nearby right now.

This home, £194,500 Median £265,000 · £230,000 – £349,500

Per square foot

£226 20% under

3-bed houses nearby £284

Against sold prices

29% under

PO31 sold median £316 / sq ft, 406 sales

Compared with 32 3-bed houses for sale within 2.7 miles, on the market now or already under offer. The range is the middle 80% of their asking prices. Sold prices are HM Land Registry sales in PO31 over the last 24 months, per square foot of EPC floor area. All sold £/sq ft in PO31 →

Location

St. Marys Road, Cowes, PO31

Open map Street View

Mortgage and stamp duty

Property price £194,500

£97k £292k

Deposit10% £19,000

£0 £195k

Interest rate 4.5%

0.5% 15%

Repayment period 25 years

5 years 40 years

A £175,500 mortgage. Most lenders would want a household income of about £39,000 to support it.

A guide only, for a capital repayment mortgage. The rate you are offered and what you can borrow depend on your circumstances and a full application with a lender or broker. Your home may be repossessed if you do not keep up repayments on your mortgage.

Properties sold nearby

HM Land Registry sales nearby. Floor areas from Energy Performance Certificates where matched.

Address	Type	Sold	Size	Size	£/sq ft	Price
65, St Marys Road Terraced	Terraced	Jan 2026	1,098 sq ft £342/sq ft	1,098 sq ft	£342	£375,000
76, St Marys Road Terraced	Terraced	Jul 2025	624 sq ft £399/sq ft	624 sq ft	£399	£249,000
67, St Marys Road Terraced	Terraced	Feb 2025	840 sq ft £262/sq ft	840 sq ft	£262	£220,000
37, St Marys Road Terraced	Terraced	Aug 2024	721 sq ft £305/sq ft	721 sq ft	£305	£220,000
65, St Marys Road Terraced	Terraced	Jan 2024	1,098 sq ft £342/sq ft	1,098 sq ft	£342	£375,000
43, St Marys Road Terraced	Terraced	Sept 2023	646 sq ft £294/sq ft	646 sq ft	£294	£190,000
Flat 1, 88, St Marys Road Flat / maisonette	Flat / maisonette	Jan 2023	603 sq ft £265/sq ft	603 sq ft	£265	£160,000
49, St Marys Road Terraced	Terraced	Dec 2022	581 sq ft £413/sq ft	581 sq ft	£413	£240,000